The typical owner-occupied home in Bridgehampton is worth about $1,764,800, 4.2 times the New York median of $423,800 and 5.3 times the national median of $332,700. Owners pay a median $6,984 a year in property taxes, about 0.40% of their home's value, lower than the New York rate of 1.55%. The median household earns $139,486 a year, so the median home costs 12.7 times the median income (4.9 times for New York). 93% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Bridgehampton at a glance
| Bridgehampton | New York | U.S. | |
|---|---|---|---|
| Median home value | $1,764,800 | $423,800 | $332,700 |
| Median property tax paid per year | $6,984 | $6,582 | $3,119 |
| Property tax as a share of value | 0.40% | 1.55% | 0.94% |
| Median household income | $139,486 | $85,974 | $80,734 |
| Homes lived in by their owners | 93% | 54% | 65% |
| Owner homes with a mortgage | 42% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 43.8% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1994 | 1959 | 1980 |
| Vacant homes | 74.1% | 10.0% | 10.1% |
| Population | 1,531 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Bridgehampton
At this week's average 30-year rate of 7.11%, buying the median Bridgehampton home of $1,764,800 with 20% down costs about $10,821 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $14,045, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $463,763 for the 20%-down payment. That payment is 93% of the median Bridgehampton household income of $139,486; at that income and 20% down, the 28% guideline points to a home of about $531,000.
| Down payment | $352,960 |
|---|---|
| Loan amount | $1,411,840 |
| Principal and interest | $9,498 |
| Property taxes (0.40% a year) | $588 |
| Homeowners insurance (our estimate, 0.5% a year) | $735 |
| PMI | $0 |
| Total per month | $10,821 |
Change the numbers in the calculator
| Down payment | $61,768 |
|---|---|
| Loan amount | $1,732,835 |
| Principal and interest | $11,657 |
| Property taxes (0.40% a year) | $588 |
| Homeowners insurance (our estimate, 0.5% a year) | $735 |
| FHA mortgage insurance | $1,064 |
| Total per month | $14,045 |
Change the numbers in the calculator
Questions about home buying in Bridgehampton
What is the median home value in Bridgehampton?
About $1,764,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bridgehampton?
Homeowners pay a median $6,984 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bridgehampton?
For the median home with 20% down at 7.11%, the payment is about $10,821 a month. Keeping that under 28% of gross income takes about $463,763 a year.
More about Bridgehampton
- Mortgage Refinance in Bridgehampton
- Debt Relief in Bridgehampton
- Home Equity Loans in Bridgehampton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data