The typical owner-occupied home in Huntington is worth about $767,000, 81% above the New York median of $423,800 and 2.3 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.30% of their home's value, lower than the New York rate of 1.55%. The median household earns $168,095 a year, so the median home costs 4.6 times the median income (4.9 times for New York). 86% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Huntington at a glance
| Huntington | New York | U.S. | |
|---|---|---|---|
| Median home value | $767,000 | $423,800 | $332,700 |
| Median property tax paid per year | $10,001 | $6,582 | $3,119 |
| Property tax as a share of value | 1.30% | 1.55% | 0.94% |
| Median household income | $168,095 | $85,974 | $80,734 |
| Homes lived in by their owners | 86% | 54% | 65% |
| Owner homes with a mortgage | 62% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 23.3% | 22.5% | 21.0% |
| Median rent | $2,529 | $1,621 | $1,413 |
| Rent as a share of renters' income | 31.7% | 31.2% | 30.6% |
| Median year homes were built | 1956 | 1959 | 1980 |
| Vacant homes | 3.2% | 10.0% | 10.1% |
| Population | 19,948 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Huntington
At this week's average 30-year rate of 7.11%, buying the median Huntington home of $767,000 with 20% down costs about $5,278 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,679, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $226,210 for the 20%-down payment. That payment is 38% of the median Huntington household income of $168,095; at that income and 20% down, the 28% guideline points to a home of about $570,000.
The median rent here is $2,529 a month, so owning the median home costs about $2,749 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $153,400 |
|---|---|
| Loan amount | $613,600 |
| Principal and interest | $4,128 |
| Property taxes (1.30% a year) | $831 |
| Homeowners insurance (our estimate, 0.5% a year) | $320 |
| PMI | $0 |
| Total per month | $5,278 |
Change the numbers in the calculator
| Down payment | $26,845 |
|---|---|
| Loan amount | $753,108 |
| Principal and interest | $5,066 |
| Property taxes (1.30% a year) | $831 |
| Homeowners insurance (our estimate, 0.5% a year) | $320 |
| FHA mortgage insurance | $463 |
| Total per month | $6,679 |
Change the numbers in the calculator
Questions about home buying in Huntington
What is the median home value in Huntington?
About $767,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Huntington?
Homeowners pay a median $10,001 a year, which is about 1.30% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Huntington?
For the median home with 20% down at 7.11%, the payment is about $5,278 a month. Keeping that under 28% of gross income takes about $226,210 a year.
More about Huntington
- Mortgage Refinance in Huntington
- Debt Relief in Huntington
- Home Equity Loans in Huntington
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data