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Buying a home in East Northport, New York

The typical owner-occupied home in East Northport is worth about $623,800, 47% above the New York median of $423,800 and 87% above the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.60% of their home's value, close to the New York rate of 1.55%. The median household earns $157,662 a year, so the median home costs 4.0 times the median income (4.9 times for New York). 89% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

East Northport at a glance

East Northport New York U.S.
Median home value $623,800 $423,800 $332,700
Median property tax paid per year $10,001 $6,582 $3,119
Property tax as a share of value 1.60% 1.55% 0.94%
Median household income $157,662 $85,974 $80,734
Homes lived in by their owners 89% 54% 65%
Owner homes with a mortgage 62% 58% 61%
Median monthly costs, owners with a mortgage $3,273 $2,555 $1,963
Those costs as a share of the owners' income 23.0% 22.5% 21.0%
Median rent $2,527 $1,621 $1,413
Rent as a share of renters' income 23.7% 31.2% 30.6%
Median year homes were built 1959 1959 1980
Vacant homes 3.6% 10.0% 10.1%
Population 19,700 19,852,366 334,922,499

What a typical home costs per month in East Northport

At this week's average 30-year rate of 7.11%, buying the median East Northport home of $623,800 with 20% down costs about $4,449 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,488, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $190,659 for the 20%-down payment. That payment is 34% of the median East Northport household income of $157,662; at that income and 20% down, the 28% guideline points to a home of about $516,000.

The median rent here is $2,527 a month, so owning the median home costs about $1,922 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$124,760
Loan amount$499,040
Principal and interest$3,357
Property taxes (1.60% a year)$832
Homeowners insurance (our estimate, 0.5% a year)$260
PMI$0
Total per month$4,449

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3.5% down, 30-year FHA loan
Down payment$21,833
Loan amount$612,501
Principal and interest$4,120
Property taxes (1.60% a year)$832
Homeowners insurance (our estimate, 0.5% a year)$260
FHA mortgage insurance$276
Total per month$5,488

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Questions about home buying in East Northport

What is the median home value in East Northport?

About $623,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in East Northport?

Homeowners pay a median $10,001 a year, which is about 1.60% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in East Northport?

For the median home with 20% down at 7.11%, the payment is about $4,449 a month. Keeping that under 28% of gross income takes about $190,659 a year.

More about East Northport

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data