Home / Home Buying by state / New York / Suffolk County / Huntington Station

Buying a home in Huntington Station, New York

The typical owner-occupied home in Huntington Station is worth about $578,000, 36% above the New York median of $423,800 and 74% above the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.73% of their home's value, higher than the New York rate of 1.55%. The median household earns $135,477 a year, so the median home costs 4.3 times the median income (4.9 times for New York). 78% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Huntington Station at a glance

Huntington Station New York U.S.
Median home value $578,000 $423,800 $332,700
Median property tax paid per year $10,001 $6,582 $3,119
Property tax as a share of value 1.73% 1.55% 0.94%
Median household income $135,477 $85,974 $80,734
Homes lived in by their owners 78% 54% 65%
Owner homes with a mortgage 59% 58% 61%
Median monthly costs, owners with a mortgage $3,083 $2,555 $1,963
Those costs as a share of the owners' income 24.1% 22.5% 21.0%
Median rent $2,052 $1,621 $1,413
Rent as a share of renters' income 24.2% 31.2% 30.6%
Median year homes were built 1961 1959 1980
Vacant homes 5.0% 10.0% 10.1%
Population 32,601 19,852,366 334,922,499

What a typical home costs per month in Huntington Station

At this week's average 30-year rate of 7.11%, buying the median Huntington Station home of $578,000 with 20% down costs about $4,185 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,148, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $179,345 for the 20%-down payment. That payment is 37% of the median Huntington Station household income of $135,477; at that income and 20% down, the 28% guideline points to a home of about $437,000.

The median rent here is $2,052 a month, so owning the median home costs about $2,133 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$115,600
Loan amount$462,400
Principal and interest$3,111
Property taxes (1.73% a year)$833
Homeowners insurance (our estimate, 0.5% a year)$241
PMI$0
Total per month$4,185

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$20,230
Loan amount$567,531
Principal and interest$3,818
Property taxes (1.73% a year)$833
Homeowners insurance (our estimate, 0.5% a year)$241
FHA mortgage insurance$256
Total per month$5,148

Change the numbers in the calculator

Questions about home buying in Huntington Station

What is the median home value in Huntington Station?

About $578,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Huntington Station?

Homeowners pay a median $10,001 a year, which is about 1.73% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Huntington Station?

For the median home with 20% down at 7.11%, the payment is about $4,185 a month. Keeping that under 28% of gross income takes about $179,345 a year.

More about Huntington Station

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data