The typical owner-occupied home in Jamesport is worth about $674,800, 59% above the New York median of $423,800 and 2.0 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.48% of their home's value, close to the New York rate of 1.55%. The median household earns $97,005 a year, so the median home costs 7.0 times the median income (4.9 times for New York). 95% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.
Jamesport at a glance
| Jamesport | New York | U.S. | |
|---|---|---|---|
| Median home value | $674,800 | $423,800 | $332,700 |
| Median property tax paid per year | $10,001 | $6,582 | $3,119 |
| Property tax as a share of value | 1.48% | 1.55% | 0.94% |
| Median household income | $97,005 | $85,974 | $80,734 |
| Homes lived in by their owners | 95% | 54% | 65% |
| Owner homes with a mortgage | 58% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,923 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 38.2% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1971 | 1959 | 1980 |
| Vacant homes | 30.5% | 10.0% | 10.1% |
| Population | 1,593 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Jamesport
At this week's average 30-year rate of 7.11%, buying the median Jamesport home of $674,800 with 20% down costs about $4,745 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,869, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $203,355 for the 20%-down payment. That payment is 59% of the median Jamesport household income of $97,005; at that income and 20% down, the 28% guideline points to a home of about $322,000.
| Down payment | $134,960 |
|---|---|
| Loan amount | $539,840 |
| Principal and interest | $3,632 |
| Property taxes (1.48% a year) | $832 |
| Homeowners insurance (our estimate, 0.5% a year) | $281 |
| PMI | $0 |
| Total per month | $4,745 |
Change the numbers in the calculator
| Down payment | $23,618 |
|---|---|
| Loan amount | $662,578 |
| Principal and interest | $4,457 |
| Property taxes (1.48% a year) | $832 |
| Homeowners insurance (our estimate, 0.5% a year) | $281 |
| FHA mortgage insurance | $298 |
| Total per month | $5,869 |
Change the numbers in the calculator
Questions about home buying in Jamesport
What is the median home value in Jamesport?
About $674,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jamesport?
Homeowners pay a median $10,001 a year, which is about 1.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jamesport?
For the median home with 20% down at 7.11%, the payment is about $4,745 a month. Keeping that under 28% of gross income takes about $203,355 a year.
More about Jamesport
- Mortgage Refinance in Jamesport
- Debt Relief in Jamesport
- Home Equity Loans in Jamesport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data