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Buying a home in Hudson, Kansas

The typical owner-occupied home in Hudson is worth about $60,000, 72% below the Kansas median of $217,200 and 82% below the national median of $332,700. Owners pay a median $960 a year in property taxes, about 1.60% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $62,500 a year, so the median home costs 1.0 times the median income (2.9 times for Kansas). 95% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Hudson at a glance

Hudson Kansas U.S.
Median home value $60,000 $217,200 $332,700
Median property tax paid per year $960 $2,798 $3,119
Property tax as a share of value 1.60% 1.29% 0.94%
Median household income $62,500 $74,275 $80,734
Homes lived in by their owners 95% 67% 65%
Owner homes with a mortgage 61% 57% 61%
Median monthly costs, owners with a mortgage $750 $1,689 $1,963
Those costs as a share of the owners' income 13.9% 19.4% 21.0%
Median rent – $1,060 $1,413
Median year homes were built 1947 1976 1980
Vacant homes 11.6% 9.2% 10.1%
Population 106 2,947,197 334,922,499

What a typical home costs per month in Hudson

At this week's average 30-year rate of 7.11%, buying the median Hudson home of $60,000 with 20% down costs about $428 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $528, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,339 for the 20%-down payment. That payment is 8% of the median Hudson household income of $62,500; at that income and 20% down, the 28% guideline points to a home of about $204,000.

20% down, 30-year conventional loan
Down payment$12,000
Loan amount$48,000
Principal and interest$323
Property taxes (1.60% a year)$80
Homeowners insurance (our estimate, 0.5% a year)$25
PMI$0
Total per month$428

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3.5% down, 30-year FHA loan
Down payment$2,100
Loan amount$58,913
Principal and interest$396
Property taxes (1.60% a year)$80
Homeowners insurance (our estimate, 0.5% a year)$25
FHA mortgage insurance$27
Total per month$528

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Questions about home buying in Hudson

What is the median home value in Hudson?

About $60,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hudson?

Homeowners pay a median $960 a year, which is about 1.60% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hudson?

For the median home with 20% down at 7.11%, the payment is about $428 a month. Keeping that under 28% of gross income takes about $18,339 a year.

More about Hudson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data