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Buying a home in Athol, Kansas

The typical owner-occupied home in Athol is worth about $68,600, 68% below the Kansas median of $217,200 and 79% below the national median of $332,700. Owners pay a median $900 a year in property taxes, about 1.31% of their home's value, close to the Kansas rate of 1.29%. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Athol at a glance

Athol Kansas U.S.
Median home value $68,600 $217,200 $332,700
Median property tax paid per year $900 $2,798 $3,119
Property tax as a share of value 1.31% 1.29% 0.94%
Median household income – $74,275 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 0% 57% 61%
Median monthly costs, owners with a mortgage – $1,689 $1,963
Median rent – $1,060 $1,413
Median year homes were built 1938 1976 1980
Vacant homes 16.7% 9.2% 10.1%
Population 65 2,947,197 334,922,499

What a typical home costs per month in Athol

At this week's average 30-year rate of 7.11%, buying the median Athol home of $68,600 with 20% down costs about $473 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $587, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,256 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$13,720
Loan amount$54,880
Principal and interest$369
Property taxes (1.31% a year)$75
Homeowners insurance (our estimate, 0.5% a year)$29
PMI$0
Total per month$473

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3.5% down, 30-year FHA loan
Down payment$2,401
Loan amount$67,357
Principal and interest$453
Property taxes (1.31% a year)$75
Homeowners insurance (our estimate, 0.5% a year)$29
FHA mortgage insurance$30
Total per month$587

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Questions about home buying in Athol

What is the median home value in Athol?

About $68,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Athol?

Homeowners pay a median $900 a year, which is about 1.31% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Athol?

For the median home with 20% down at 7.11%, the payment is about $473 a month. Keeping that under 28% of gross income takes about $20,256 a year.

More about Athol

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data