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Buying a home in Auburn, Kansas

The typical owner-occupied home in Auburn is worth about $151,200, 30% below the Kansas median of $217,200 and 55% below the national median of $332,700. Owners pay a median $2,339 a year in property taxes, about 1.55% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $57,875 a year, so the median home costs 2.6 times the median income (2.9 times for Kansas). 54% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

Auburn at a glance

Auburn Kansas U.S.
Median home value $151,200 $217,200 $332,700
Median property tax paid per year $2,339 $2,798 $3,119
Property tax as a share of value 1.55% 1.29% 0.94%
Median household income $57,875 $74,275 $80,734
Homes lived in by their owners 54% 67% 65%
Owner homes with a mortgage 64% 57% 61%
Median monthly costs, owners with a mortgage $1,375 $1,689 $1,963
Those costs as a share of the owners' income 20.4% 19.4% 21.0%
Median rent $871 $1,060 $1,413
Rent as a share of renters' income 24.3% 27.1% 30.6%
Median year homes were built 1978 1976 1980
Vacant homes 2.3% 9.2% 10.1%
Population 1,144 2,947,197 334,922,499

What a typical home costs per month in Auburn

At this week's average 30-year rate of 7.11%, buying the median Auburn home of $151,200 with 20% down costs about $1,072 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,324, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,943 for the 20%-down payment. That payment is 22% of the median Auburn household income of $57,875; at that income and 20% down, the 28% guideline points to a home of about $190,000.

The median rent here is $871 a month, so owning the median home costs about $201 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,240
Loan amount$120,960
Principal and interest$814
Property taxes (1.55% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$63
PMI$0
Total per month$1,072

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3.5% down, 30-year FHA loan
Down payment$5,292
Loan amount$148,461
Principal and interest$999
Property taxes (1.55% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$63
FHA mortgage insurance$67
Total per month$1,324

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Questions about home buying in Auburn

What is the median home value in Auburn?

About $151,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Auburn?

Homeowners pay a median $2,339 a year, which is about 1.55% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Auburn?

For the median home with 20% down at 7.11%, the payment is about $1,072 a month. Keeping that under 28% of gross income takes about $45,943 a year.

More about Auburn

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data