The typical owner-occupied home in Albert is worth about $70,800, 67% below the Kansas median of $217,200 and 79% below the national median of $332,700. Owners pay a median $1,271 a year in property taxes, about 1.80% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $58,750 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 94% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Albert at a glance
| Albert | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $70,800 | $217,200 | $332,700 |
| Median property tax paid per year | $1,271 | $2,798 | $3,119 |
| Property tax as a share of value | 1.80% | 1.29% | 0.94% |
| Median household income | $58,750 | $74,275 | $80,734 |
| Homes lived in by their owners | 94% | 67% | 65% |
| Owner homes with a mortgage | 49% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $760 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 21.8% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1953 | 1976 | 1980 |
| Vacant homes | 0.0% | 9.2% | 10.1% |
| Population | 100 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Albert
At this week's average 30-year rate of 7.11%, buying the median Albert home of $70,800 with 20% down costs about $517 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $635, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,145 for the 20%-down payment. That payment is 11% of the median Albert household income of $58,750; at that income and 20% down, the 28% guideline points to a home of about $188,000.
| Down payment | $14,160 |
|---|---|
| Loan amount | $56,640 |
| Principal and interest | $381 |
| Property taxes (1.80% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| PMI | $0 |
| Total per month | $517 |
Change the numbers in the calculator
| Down payment | $2,478 |
|---|---|
| Loan amount | $69,518 |
| Principal and interest | $468 |
| Property taxes (1.80% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| FHA mortgage insurance | $31 |
| Total per month | $635 |
Change the numbers in the calculator
Questions about home buying in Albert
What is the median home value in Albert?
About $70,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Albert?
Homeowners pay a median $1,271 a year, which is about 1.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Albert?
For the median home with 20% down at 7.11%, the payment is about $517 a month. Keeping that under 28% of gross income takes about $22,145 a year.
More about Albert
- Mortgage Refinance in Albert
- Debt Relief in Albert
- Home Equity Loans in Albert
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data