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Buying a home in Damar, Kansas

The typical owner-occupied home in Damar is worth about $49,800, 77% below the Kansas median of $217,200 and 85% below the national median of $332,700. Owners pay a median $1,375 a year in property taxes, about 2.76% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $44,028 a year, so the median home costs 1.1 times the median income (2.9 times for Kansas). 72% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.

Damar at a glance

Damar Kansas U.S.
Median home value $49,800 $217,200 $332,700
Median property tax paid per year $1,375 $2,798 $3,119
Property tax as a share of value 2.76% 1.29% 0.94%
Median household income $44,028 $74,275 $80,734
Homes lived in by their owners 72% 67% 65%
Owner homes with a mortgage 19% 57% 61%
Median monthly costs, owners with a mortgage $1,208 $1,689 $1,963
Those costs as a share of the owners' income 22.5% 19.4% 21.0%
Median rent $608 $1,060 $1,413
Rent as a share of renters' income 16.3% 27.1% 30.6%
Median year homes were built 1942 1976 1980
Vacant homes 26.9% 9.2% 10.1%
Population 126 2,947,197 334,922,499

What a typical home costs per month in Damar

At this week's average 30-year rate of 7.11%, buying the median Damar home of $49,800 with 20% down costs about $403 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $486, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,284 for the 20%-down payment. That payment is 11% of the median Damar household income of $44,028; at that income and 20% down, the 28% guideline points to a home of about $127,000.

The median rent here is $608 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$9,960
Loan amount$39,840
Principal and interest$268
Property taxes (2.76% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$21
PMI$0
Total per month$403

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3.5% down, 30-year FHA loan
Down payment$1,743
Loan amount$48,898
Principal and interest$329
Property taxes (2.76% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$21
FHA mortgage insurance$22
Total per month$486

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Questions about home buying in Damar

What is the median home value in Damar?

About $49,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Damar?

Homeowners pay a median $1,375 a year, which is about 2.76% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Damar?

For the median home with 20% down at 7.11%, the payment is about $403 a month. Keeping that under 28% of gross income takes about $17,284 a year.

More about Damar

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data