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Buying a home in Bushton, Kansas

The typical owner-occupied home in Bushton is worth about $47,300, 78% below the Kansas median of $217,200 and 86% below the national median of $332,700. The median household earns $38,958 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 95% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.

Bushton at a glance

Bushton Kansas U.S.
Median home value $47,300 $217,200 $332,700
Median property tax paid per year – $2,798 $3,119
Median household income $38,958 $74,275 $80,734
Homes lived in by their owners 95% 67% 65%
Owner homes with a mortgage 31% 57% 61%
Median monthly costs, owners with a mortgage $781 $1,689 $1,963
Those costs as a share of the owners' income 11.8% 19.4% 21.0%
Median rent $675 $1,060 $1,413
Rent as a share of renters' income 17.5% 27.1% 30.6%
Median year homes were built 1948 1976 1980
Vacant homes 41.3% 9.2% 10.1%
Population 201 2,947,197 334,922,499

What a typical home costs per month in Bushton

At this week's average 30-year rate of 7.11%, buying the median Bushton home of $47,300 with 20% down costs about $318 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $396, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,612 for the 20%-down payment. That payment is 10% of the median Bushton household income of $38,958; at that income and 20% down, the 28% guideline points to a home of about $135,000.

The median rent here is $675 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$9,460
Loan amount$37,840
Principal and interest$255
Property taxes (1.10% a year)$43
Homeowners insurance (our estimate, 0.5% a year)$20
PMI$0
Total per month$318

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3.5% down, 30-year FHA loan
Down payment$1,656
Loan amount$46,443
Principal and interest$312
Property taxes (1.10% a year)$43
Homeowners insurance (our estimate, 0.5% a year)$20
FHA mortgage insurance$21
Total per month$396

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Questions about home buying in Bushton

What is the median home value in Bushton?

About $47,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Bushton?

For the median home with 20% down at 7.11%, the payment is about $318 a month. Keeping that under 28% of gross income takes about $13,612 a year.

More about Bushton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data