The typical owner-occupied home in Sylvia is worth about $58,600, 73% below the Kansas median of $217,200 and 82% below the national median of $332,700. Owners pay a median $922 a year in property taxes, about 1.57% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $44,271 a year, so the median home costs 1.3 times the median income (2.9 times for Kansas). 97% of occupied homes here are lived in by their owners, and 20% of those owners still have a mortgage.
Sylvia at a glance
| Sylvia | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $58,600 | $217,200 | $332,700 |
| Median property tax paid per year | $922 | $2,798 | $3,119 |
| Property tax as a share of value | 1.57% | 1.29% | 0.94% |
| Median household income | $44,271 | $74,275 | $80,734 |
| Homes lived in by their owners | 97% | 67% | 65% |
| Owner homes with a mortgage | 20% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $936 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 27.5% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1954 | 1976 | 1980 |
| Vacant homes | 30.3% | 9.2% | 10.1% |
| Population | 195 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Sylvia
At this week's average 30-year rate of 7.11%, buying the median Sylvia home of $58,600 with 20% down costs about $416 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $514, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,848 for the 20%-down payment. That payment is 11% of the median Sylvia household income of $44,271; at that income and 20% down, the 28% guideline points to a home of about $145,000.
| Down payment | $11,720 |
|---|---|
| Loan amount | $46,880 |
| Principal and interest | $315 |
| Property taxes (1.57% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| PMI | $0 |
| Total per month | $416 |
Change the numbers in the calculator
| Down payment | $2,051 |
|---|---|
| Loan amount | $57,539 |
| Principal and interest | $387 |
| Property taxes (1.57% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| FHA mortgage insurance | $26 |
| Total per month | $514 |
Change the numbers in the calculator
Questions about home buying in Sylvia
What is the median home value in Sylvia?
About $58,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sylvia?
Homeowners pay a median $922 a year, which is about 1.57% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sylvia?
For the median home with 20% down at 7.11%, the payment is about $416 a month. Keeping that under 28% of gross income takes about $17,848 a year.
More about Sylvia
- Mortgage Refinance in Sylvia
- Debt Relief in Sylvia
- Home Equity Loans in Sylvia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data