The typical owner-occupied home in Natoma is worth about $34,100, 84% below the Kansas median of $217,200 and 90% below the national median of $332,700. Owners pay a median $563 a year in property taxes, about 1.65% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $58,438 a year, so the median home costs 0.6 times the median income (2.9 times for Kansas). 80% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Natoma at a glance
| Natoma | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $34,100 | $217,200 | $332,700 |
| Median property tax paid per year | $563 | $2,798 | $3,119 |
| Property tax as a share of value | 1.65% | 1.29% | 0.94% |
| Median household income | $58,438 | $74,275 | $80,734 |
| Homes lived in by their owners | 80% | 67% | 65% |
| Owner homes with a mortgage | 39% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $442 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 13.3% | 19.4% | 21.0% |
| Median rent | $667 | $1,060 | $1,413 |
| Rent as a share of renters' income | 10.6% | 27.1% | 30.6% |
| Median year homes were built | 1948 | 1976 | 1980 |
| Vacant homes | 32.8% | 9.2% | 10.1% |
| Population | 427 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Natoma
At this week's average 30-year rate of 7.11%, buying the median Natoma home of $34,100 with 20% down costs about $245 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $301, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,483 for the 20%-down payment. That payment is 5% of the median Natoma household income of $58,438; at that income and 20% down, the 28% guideline points to a home of about $190,000.
The median rent here is $667 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $6,820 |
|---|---|
| Loan amount | $27,280 |
| Principal and interest | $184 |
| Property taxes (1.65% a year) | $47 |
| Homeowners insurance (our estimate, 0.5% a year) | $14 |
| PMI | $0 |
| Total per month | $245 |
Change the numbers in the calculator
| Down payment | $1,194 |
|---|---|
| Loan amount | $33,482 |
| Principal and interest | $225 |
| Property taxes (1.65% a year) | $47 |
| Homeowners insurance (our estimate, 0.5% a year) | $14 |
| FHA mortgage insurance | $15 |
| Total per month | $301 |
Change the numbers in the calculator
Questions about home buying in Natoma
What is the median home value in Natoma?
About $34,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Natoma?
Homeowners pay a median $563 a year, which is about 1.65% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Natoma?
For the median home with 20% down at 7.11%, the payment is about $245 a month. Keeping that under 28% of gross income takes about $10,483 a year.
More about Natoma
- Mortgage Refinance in Natoma
- Debt Relief in Natoma
- Home Equity Loans in Natoma
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data