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Buying a home in Lenora, Kansas

The typical owner-occupied home in Lenora is worth about $46,100, 79% below the Kansas median of $217,200 and 86% below the national median of $332,700. Owners pay a median $591 a year in property taxes, about 1.28% of their home's value, close to the Kansas rate of 1.29%. The median household earns $31,250 a year, so the median home costs 1.5 times the median income (2.9 times for Kansas). 83% of occupied homes here are lived in by their owners, and 13% of those owners still have a mortgage.

Lenora at a glance

Lenora Kansas U.S.
Median home value $46,100 $217,200 $332,700
Median property tax paid per year $591 $2,798 $3,119
Property tax as a share of value 1.28% 1.29% 0.94%
Median household income $31,250 $74,275 $80,734
Homes lived in by their owners 83% 67% 65%
Owner homes with a mortgage 13% 57% 61%
Median monthly costs, owners with a mortgage $1,031 $1,689 $1,963
Those costs as a share of the owners' income 16.9% 19.4% 21.0%
Median rent – $1,060 $1,413
Rent as a share of renters' income 23.0% 27.1% 30.6%
Median year homes were built 1938 1976 1980
Vacant homes 37.4% 9.2% 10.1%
Population 183 2,947,197 334,922,499

What a typical home costs per month in Lenora

At this week's average 30-year rate of 7.11%, buying the median Lenora home of $46,100 with 20% down costs about $316 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $393, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,563 for the 20%-down payment. That payment is 12% of the median Lenora household income of $31,250; at that income and 20% down, the 28% guideline points to a home of about $106,000.

20% down, 30-year conventional loan
Down payment$9,220
Loan amount$36,880
Principal and interest$248
Property taxes (1.28% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$19
PMI$0
Total per month$316

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3.5% down, 30-year FHA loan
Down payment$1,614
Loan amount$45,265
Principal and interest$304
Property taxes (1.28% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$19
FHA mortgage insurance$20
Total per month$393

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Questions about home buying in Lenora

What is the median home value in Lenora?

About $46,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lenora?

Homeowners pay a median $591 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lenora?

For the median home with 20% down at 7.11%, the payment is about $316 a month. Keeping that under 28% of gross income takes about $13,563 a year.

More about Lenora

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data