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Buying a home in White City, Kansas

The typical owner-occupied home in White City is worth about $58,600, 73% below the Kansas median of $217,200 and 82% below the national median of $332,700. Owners pay a median $1,078 a year in property taxes, about 1.84% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $48,750 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 86% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.

White City at a glance

White City Kansas U.S.
Median home value $58,600 $217,200 $332,700
Median property tax paid per year $1,078 $2,798 $3,119
Property tax as a share of value 1.84% 1.29% 0.94%
Median household income $48,750 $74,275 $80,734
Homes lived in by their owners 86% 67% 65%
Owner homes with a mortgage 34% 57% 61%
Median monthly costs, owners with a mortgage $1,088 $1,689 $1,963
Those costs as a share of the owners' income 28.8% 19.4% 21.0%
Median rent $828 $1,060 $1,413
Rent as a share of renters' income 33.4% 27.1% 30.6%
Median year homes were built 1962 1976 1980
Vacant homes 20.9% 9.2% 10.1%
Population 458 2,947,197 334,922,499

What a typical home costs per month in White City

At this week's average 30-year rate of 7.11%, buying the median White City home of $58,600 with 20% down costs about $430 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $527, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,413 for the 20%-down payment. That payment is 11% of the median White City household income of $48,750; at that income and 20% down, the 28% guideline points to a home of about $155,000.

The median rent here is $828 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,720
Loan amount$46,880
Principal and interest$315
Property taxes (1.84% a year)$90
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$430

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3.5% down, 30-year FHA loan
Down payment$2,051
Loan amount$57,539
Principal and interest$387
Property taxes (1.84% a year)$90
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$26
Total per month$527

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Questions about home buying in White City

What is the median home value in White City?

About $58,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in White City?

Homeowners pay a median $1,078 a year, which is about 1.84% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in White City?

For the median home with 20% down at 7.11%, the payment is about $430 a month. Keeping that under 28% of gross income takes about $18,413 a year.

More about White City

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data