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Buying a home in Fowler, Kansas

The typical owner-occupied home in Fowler is worth about $108,300, 50% below the Kansas median of $217,200 and 67% below the national median of $332,700. Owners pay a median $2,074 a year in property taxes, about 1.92% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $47,679 a year, so the median home costs 2.3 times the median income (2.9 times for Kansas). 58% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Fowler at a glance

Fowler Kansas U.S.
Median home value $108,300 $217,200 $332,700
Median property tax paid per year $2,074 $2,798 $3,119
Property tax as a share of value 1.92% 1.29% 0.94%
Median household income $47,679 $74,275 $80,734
Homes lived in by their owners 58% 67% 65%
Owner homes with a mortgage 24% 57% 61%
Median monthly costs, owners with a mortgage $1,229 $1,689 $1,963
Those costs as a share of the owners' income 13.7% 19.4% 21.0%
Median rent $900 $1,060 $1,413
Rent as a share of renters' income 28.0% 27.1% 30.6%
Median year homes were built 1954 1976 1980
Vacant homes 24.8% 9.2% 10.1%
Population 599 2,947,197 334,922,499

What a typical home costs per month in Fowler

At this week's average 30-year rate of 7.11%, buying the median Fowler home of $108,300 with 20% down costs about $801 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $982, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $34,339 for the 20%-down payment. That payment is 20% of the median Fowler household income of $47,679; at that income and 20% down, the 28% guideline points to a home of about $150,000.

The median rent here is $900 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$21,660
Loan amount$86,640
Principal and interest$583
Property taxes (1.92% a year)$173
Homeowners insurance (our estimate, 0.5% a year)$45
PMI$0
Total per month$801

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3.5% down, 30-year FHA loan
Down payment$3,790
Loan amount$106,338
Principal and interest$715
Property taxes (1.92% a year)$173
Homeowners insurance (our estimate, 0.5% a year)$45
FHA mortgage insurance$48
Total per month$982

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Questions about home buying in Fowler

What is the median home value in Fowler?

About $108,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Fowler?

Homeowners pay a median $2,074 a year, which is about 1.92% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Fowler?

For the median home with 20% down at 7.11%, the payment is about $801 a month. Keeping that under 28% of gross income takes about $34,339 a year.

More about Fowler

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data