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Buying a home in Blue Mound, Kansas

The typical owner-occupied home in Blue Mound is worth about $57,100, 74% below the Kansas median of $217,200 and 83% below the national median of $332,700. Owners pay a median $917 a year in property taxes, about 1.61% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $60,625 a year, so the median home costs 0.9 times the median income (2.9 times for Kansas). 85% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Blue Mound at a glance

Blue Mound Kansas U.S.
Median home value $57,100 $217,200 $332,700
Median property tax paid per year $917 $2,798 $3,119
Property tax as a share of value 1.61% 1.29% 0.94%
Median household income $60,625 $74,275 $80,734
Homes lived in by their owners 85% 67% 65%
Owner homes with a mortgage 26% 57% 61%
Median monthly costs, owners with a mortgage $885 $1,689 $1,963
Those costs as a share of the owners' income 16.5% 19.4% 21.0%
Median rent $561 $1,060 $1,413
Rent as a share of renters' income 43.8% 27.1% 30.6%
Median year homes were built 1942 1976 1980
Vacant homes 18.6% 9.2% 10.1%
Population 234 2,947,197 334,922,499

What a typical home costs per month in Blue Mound

At this week's average 30-year rate of 7.11%, buying the median Blue Mound home of $57,100 with 20% down costs about $408 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $503, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,472 for the 20%-down payment. That payment is 8% of the median Blue Mound household income of $60,625; at that income and 20% down, the 28% guideline points to a home of about $198,000.

The median rent here is $561 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,420
Loan amount$45,680
Principal and interest$307
Property taxes (1.61% a year)$77
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$408

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3.5% down, 30-year FHA loan
Down payment$1,998
Loan amount$56,066
Principal and interest$377
Property taxes (1.61% a year)$77
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$25
Total per month$503

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Questions about home buying in Blue Mound

What is the median home value in Blue Mound?

About $57,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Blue Mound?

Homeowners pay a median $917 a year, which is about 1.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Blue Mound?

For the median home with 20% down at 7.11%, the payment is about $408 a month. Keeping that under 28% of gross income takes about $17,472 a year.

More about Blue Mound

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data