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Buying a home in Healy, Kansas

The typical owner-occupied home in Healy is worth about $65,800, 70% below the Kansas median of $217,200 and 80% below the national median of $332,700. Owners pay a median $950 a year in property taxes, about 1.44% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $50,313 a year, so the median home costs 1.3 times the median income (2.9 times for Kansas). 64% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Healy at a glance

Healy Kansas U.S.
Median home value $65,800 $217,200 $332,700
Median property tax paid per year $950 $2,798 $3,119
Property tax as a share of value 1.44% 1.29% 0.94%
Median household income $50,313 $74,275 $80,734
Homes lived in by their owners 64% 67% 65%
Owner homes with a mortgage 45% 57% 61%
Median monthly costs, owners with a mortgage $725 $1,689 $1,963
Those costs as a share of the owners' income 12.7% 19.4% 21.0%
Median rent $675 $1,060 $1,413
Rent as a share of renters' income 25.0% 27.1% 30.6%
Median year homes were built 1983 1976 1980
Vacant homes 13.9% 9.2% 10.1%
Population 347 2,947,197 334,922,499

What a typical home costs per month in Healy

At this week's average 30-year rate of 7.11%, buying the median Healy home of $65,800 with 20% down costs about $460 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $570, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,735 for the 20%-down payment. That payment is 11% of the median Healy household income of $50,313; at that income and 20% down, the 28% guideline points to a home of about $168,000.

The median rent here is $675 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,160
Loan amount$52,640
Principal and interest$354
Property taxes (1.44% a year)$79
Homeowners insurance (our estimate, 0.5% a year)$27
PMI$0
Total per month$460

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3.5% down, 30-year FHA loan
Down payment$2,303
Loan amount$64,608
Principal and interest$435
Property taxes (1.44% a year)$79
Homeowners insurance (our estimate, 0.5% a year)$27
FHA mortgage insurance$29
Total per month$570

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Questions about home buying in Healy

What is the median home value in Healy?

About $65,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Healy?

Homeowners pay a median $950 a year, which is about 1.44% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Healy?

For the median home with 20% down at 7.11%, the payment is about $460 a month. Keeping that under 28% of gross income takes about $19,735 a year.

More about Healy

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data