The typical owner-occupied home in Edgerton is worth about $210,600, 3% below the Kansas median of $217,200 and 37% below the national median of $332,700. Owners pay a median $2,639 a year in property taxes, about 1.25% of their home's value, close to the Kansas rate of 1.29%. The median household earns $84,838 a year, so the median home costs 2.5 times the median income (2.9 times for Kansas). 89% of occupied homes here are lived in by their owners, and 85% of those owners still have a mortgage.
Edgerton at a glance
| Edgerton | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $210,600 | $217,200 | $332,700 |
| Median property tax paid per year | $2,639 | $2,798 | $3,119 |
| Property tax as a share of value | 1.25% | 1.29% | 0.94% |
| Median household income | $84,838 | $74,275 | $80,734 |
| Homes lived in by their owners | 89% | 67% | 65% |
| Owner homes with a mortgage | 85% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,432 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 17.7% | 19.4% | 21.0% |
| Median rent | $1,269 | $1,060 | $1,413 |
| Rent as a share of renters' income | 24.1% | 27.1% | 30.6% |
| Median year homes were built | 1976 | 1976 | 1980 |
| Vacant homes | 6.3% | 9.2% | 10.1% |
| Population | 1,924 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Edgerton
At this week's average 30-year rate of 7.11%, buying the median Edgerton home of $210,600 with 20% down costs about $1,441 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,791, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,736 for the 20%-down payment. That payment is 20% of the median Edgerton household income of $84,838; at that income and 20% down, the 28% guideline points to a home of about $289,000.
The median rent here is $1,269 a month, so owning the median home costs about $172 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $42,120 |
|---|---|
| Loan amount | $168,480 |
| Principal and interest | $1,133 |
| Property taxes (1.25% a year) | $219 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| PMI | $0 |
| Total per month | $1,441 |
Change the numbers in the calculator
| Down payment | $7,371 |
|---|---|
| Loan amount | $206,786 |
| Principal and interest | $1,391 |
| Property taxes (1.25% a year) | $219 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| FHA mortgage insurance | $93 |
| Total per month | $1,791 |
Change the numbers in the calculator
Questions about home buying in Edgerton
What is the median home value in Edgerton?
About $210,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Edgerton?
Homeowners pay a median $2,639 a year, which is about 1.25% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Edgerton?
For the median home with 20% down at 7.11%, the payment is about $1,441 a month. Keeping that under 28% of gross income takes about $61,736 a year.
More about Edgerton
- Mortgage Refinance in Edgerton
- Debt Relief in Edgerton
- Home Equity Loans in Edgerton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data