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Buying a home in Coolidge, Kansas

The typical owner-occupied home in Coolidge is worth about $46,000, 79% below the Kansas median of $217,200 and 86% below the national median of $332,700. Owners pay a median $500 a year in property taxes, about 1.09% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $61,667 a year, so the median home costs 0.7 times the median income (2.9 times for Kansas). 100% of occupied homes here are lived in by their owners, and 6% of those owners still have a mortgage.

Coolidge at a glance

Coolidge Kansas U.S.
Median home value $46,000 $217,200 $332,700
Median property tax paid per year $500 $2,798 $3,119
Property tax as a share of value 1.09% 1.29% 0.94%
Median household income $61,667 $74,275 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 6% 57% 61%
Median monthly costs, owners with a mortgage – $1,689 $1,963
Median rent – $1,060 $1,413
Median year homes were built 1949 1976 1980
Vacant homes 30.4% 9.2% 10.1%
Population 28 2,947,197 334,922,499

What a typical home costs per month in Coolidge

At this week's average 30-year rate of 7.11%, buying the median Coolidge home of $46,000 with 20% down costs about $309 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $385, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,222 for the 20%-down payment. That payment is 6% of the median Coolidge household income of $61,667; at that income and 20% down, the 28% guideline points to a home of about $215,000.

20% down, 30-year conventional loan
Down payment$9,200
Loan amount$36,800
Principal and interest$248
Property taxes (1.09% a year)$42
Homeowners insurance (our estimate, 0.5% a year)$19
PMI$0
Total per month$309

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3.5% down, 30-year FHA loan
Down payment$1,610
Loan amount$45,167
Principal and interest$304
Property taxes (1.09% a year)$42
Homeowners insurance (our estimate, 0.5% a year)$19
FHA mortgage insurance$20
Total per month$385

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Questions about home buying in Coolidge

What is the median home value in Coolidge?

About $46,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Coolidge?

Homeowners pay a median $500 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Coolidge?

For the median home with 20% down at 7.11%, the payment is about $309 a month. Keeping that under 28% of gross income takes about $13,222 a year.

More about Coolidge

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data