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Buying a home in Ingalls, Kansas

The typical owner-occupied home in Ingalls is worth about $100,000, 54% below the Kansas median of $217,200 and 70% below the national median of $332,700. Owners pay a median $1,667 a year in property taxes, about 1.67% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $83,750 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 75% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Ingalls at a glance

Ingalls Kansas U.S.
Median home value $100,000 $217,200 $332,700
Median property tax paid per year $1,667 $2,798 $3,119
Property tax as a share of value 1.67% 1.29% 0.94%
Median household income $83,750 $74,275 $80,734
Homes lived in by their owners 75% 67% 65%
Owner homes with a mortgage 45% 57% 61%
Median monthly costs, owners with a mortgage $1,509 $1,689 $1,963
Those costs as a share of the owners' income 15.6% 19.4% 21.0%
Median rent $1,107 $1,060 $1,413
Rent as a share of renters' income 20.0% 27.1% 30.6%
Median year homes were built 1973 1976 1980
Vacant homes 9.6% 9.2% 10.1%
Population 315 2,947,197 334,922,499

What a typical home costs per month in Ingalls

At this week's average 30-year rate of 7.11%, buying the median Ingalls home of $100,000 with 20% down costs about $719 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $886, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,814 for the 20%-down payment. That payment is 10% of the median Ingalls household income of $83,750; at that income and 20% down, the 28% guideline points to a home of about $272,000.

The median rent here is $1,107 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$20,000
Loan amount$80,000
Principal and interest$538
Property taxes (1.67% a year)$139
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$719

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3.5% down, 30-year FHA loan
Down payment$3,500
Loan amount$98,189
Principal and interest$661
Property taxes (1.67% a year)$139
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$44
Total per month$886

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Questions about home buying in Ingalls

What is the median home value in Ingalls?

About $100,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Ingalls?

Homeowners pay a median $1,667 a year, which is about 1.67% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Ingalls?

For the median home with 20% down at 7.11%, the payment is about $719 a month. Keeping that under 28% of gross income takes about $30,814 a year.

More about Ingalls

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data