The typical owner-occupied home in Morland is worth about $75,000, 65% below the Kansas median of $217,200 and 77% below the national median of $332,700. Owners pay a median $1,167 a year in property taxes, about 1.56% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $57,917 a year, so the median home costs 1.3 times the median income (2.9 times for Kansas). 100% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
Morland at a glance
| Morland | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $75,000 | $217,200 | $332,700 |
| Median property tax paid per year | $1,167 | $2,798 | $3,119 |
| Property tax as a share of value | 1.56% | 1.29% | 0.94% |
| Median household income | $57,917 | $74,275 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 48% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $795 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 22.1% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1953 | 1976 | 1980 |
| Vacant homes | 29.7% | 9.2% | 10.1% |
| Population | 112 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Morland
At this week's average 30-year rate of 7.11%, buying the median Morland home of $75,000 with 20% down costs about $532 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $657, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,816 for the 20%-down payment. That payment is 11% of the median Morland household income of $57,917; at that income and 20% down, the 28% guideline points to a home of about $190,000.
| Down payment | $15,000 |
|---|---|
| Loan amount | $60,000 |
| Principal and interest | $404 |
| Property taxes (1.56% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| PMI | $0 |
| Total per month | $532 |
Change the numbers in the calculator
| Down payment | $2,625 |
|---|---|
| Loan amount | $73,642 |
| Principal and interest | $495 |
| Property taxes (1.56% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| FHA mortgage insurance | $33 |
| Total per month | $657 |
Change the numbers in the calculator
Questions about home buying in Morland
What is the median home value in Morland?
About $75,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Morland?
Homeowners pay a median $1,167 a year, which is about 1.56% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Morland?
For the median home with 20% down at 7.11%, the payment is about $532 a month. Keeping that under 28% of gross income takes about $22,816 a year.
More about Morland
- Mortgage Refinance in Morland
- Debt Relief in Morland
- Home Equity Loans in Morland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data