The typical owner-occupied home in Holyrood is worth about $62,200, 71% below the Kansas median of $217,200 and 81% below the national median of $332,700. Owners pay a median $1,020 a year in property taxes, about 1.64% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $51,875 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 82% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Holyrood at a glance
| Holyrood | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $62,200 | $217,200 | $332,700 |
| Median property tax paid per year | $1,020 | $2,798 | $3,119 |
| Property tax as a share of value | 1.64% | 1.29% | 0.94% |
| Median household income | $51,875 | $74,275 | $80,734 |
| Homes lived in by their owners | 82% | 67% | 65% |
| Owner homes with a mortgage | 38% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $875 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 16.4% | 19.4% | 21.0% |
| Median rent | $691 | $1,060 | $1,413 |
| Rent as a share of renters' income | 38.1% | 27.1% | 30.6% |
| Median year homes were built | 1955 | 1976 | 1980 |
| Vacant homes | 13.6% | 9.2% | 10.1% |
| Population | 377 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Holyrood
At this week's average 30-year rate of 7.11%, buying the median Holyrood home of $62,200 with 20% down costs about $446 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $549, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,100 for the 20%-down payment. That payment is 10% of the median Holyrood household income of $51,875; at that income and 20% down, the 28% guideline points to a home of about $169,000.
The median rent here is $691 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,440 |
|---|---|
| Loan amount | $49,760 |
| Principal and interest | $335 |
| Property taxes (1.64% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $26 |
| PMI | $0 |
| Total per month | $446 |
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| Down payment | $2,177 |
|---|---|
| Loan amount | $61,073 |
| Principal and interest | $411 |
| Property taxes (1.64% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $26 |
| FHA mortgage insurance | $28 |
| Total per month | $549 |
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Questions about home buying in Holyrood
What is the median home value in Holyrood?
About $62,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Holyrood?
Homeowners pay a median $1,020 a year, which is about 1.64% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Holyrood?
For the median home with 20% down at 7.11%, the payment is about $446 a month. Keeping that under 28% of gross income takes about $19,100 a year.
More about Holyrood
- Mortgage Refinance in Holyrood
- Debt Relief in Holyrood
- Home Equity Loans in Holyrood
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data