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Buying a home in Longton, Kansas

The typical owner-occupied home in Longton is worth about $38,400, 82% below the Kansas median of $217,200 and 88% below the national median of $332,700. Owners pay a median $743 a year in property taxes, about 1.93% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $40,250 a year, so the median home costs 1.0 times the median income (2.9 times for Kansas). 96% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.

Longton at a glance

Longton Kansas U.S.
Median home value $38,400 $217,200 $332,700
Median property tax paid per year $743 $2,798 $3,119
Property tax as a share of value 1.93% 1.29% 0.94%
Median household income $40,250 $74,275 $80,734
Homes lived in by their owners 96% 67% 65%
Owner homes with a mortgage 22% 57% 61%
Median monthly costs, owners with a mortgage $875 $1,689 $1,963
Those costs as a share of the owners' income 21.7% 19.4% 21.0%
Median rent – $1,060 $1,413
Median year homes were built 1959 1976 1980
Vacant homes 30.9% 9.2% 10.1%
Population 302 2,947,197 334,922,499

What a typical home costs per month in Longton

At this week's average 30-year rate of 7.11%, buying the median Longton home of $38,400 with 20% down costs about $284 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $348, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,189 for the 20%-down payment. That payment is 8% of the median Longton household income of $40,250; at that income and 20% down, the 28% guideline points to a home of about $127,000.

20% down, 30-year conventional loan
Down payment$7,680
Loan amount$30,720
Principal and interest$207
Property taxes (1.93% a year)$62
Homeowners insurance (our estimate, 0.5% a year)$16
PMI$0
Total per month$284

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3.5% down, 30-year FHA loan
Down payment$1,344
Loan amount$37,704
Principal and interest$254
Property taxes (1.93% a year)$62
Homeowners insurance (our estimate, 0.5% a year)$16
FHA mortgage insurance$17
Total per month$348

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Questions about home buying in Longton

What is the median home value in Longton?

About $38,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Longton?

Homeowners pay a median $743 a year, which is about 1.93% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Longton?

For the median home with 20% down at 7.11%, the payment is about $284 a month. Keeping that under 28% of gross income takes about $12,189 a year.

More about Longton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data