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Buying a home in Eudora, Kansas

The typical owner-occupied home in Eudora is worth about $280,100, 29% above the Kansas median of $217,200 and 16% below the national median of $332,700. Owners pay a median $3,700 a year in property taxes, about 1.32% of their home's value, close to the Kansas rate of 1.29%. The median household earns $118,184 a year, so the median home costs 2.4 times the median income (2.9 times for Kansas). 71% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.

Eudora at a glance

Eudora Kansas U.S.
Median home value $280,100 $217,200 $332,700
Median property tax paid per year $3,700 $2,798 $3,119
Property tax as a share of value 1.32% 1.29% 0.94%
Median household income $118,184 $74,275 $80,734
Homes lived in by their owners 71% 67% 65%
Owner homes with a mortgage 78% 57% 61%
Median monthly costs, owners with a mortgage $1,961 $1,689 $1,963
Those costs as a share of the owners' income 17.4% 19.4% 21.0%
Median rent $1,222 $1,060 $1,413
Rent as a share of renters' income 22.2% 27.1% 30.6%
Median year homes were built 1996 1976 1980
Vacant homes 2.2% 9.2% 10.1%
Population 6,119 2,947,197 334,922,499

What a typical home costs per month in Eudora

At this week's average 30-year rate of 7.11%, buying the median Eudora home of $280,100 with 20% down costs about $1,932 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,399, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $82,809 for the 20%-down payment. That payment is 20% of the median Eudora household income of $118,184; at that income and 20% down, the 28% guideline points to a home of about $400,000.

The median rent here is $1,222 a month, so owning the median home costs about $710 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$56,020
Loan amount$224,080
Principal and interest$1,507
Property taxes (1.32% a year)$308
Homeowners insurance (our estimate, 0.5% a year)$117
PMI$0
Total per month$1,932

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3.5% down, 30-year FHA loan
Down payment$9,804
Loan amount$275,027
Principal and interest$1,850
Property taxes (1.32% a year)$308
Homeowners insurance (our estimate, 0.5% a year)$117
FHA mortgage insurance$124
Total per month$2,399

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Questions about home buying in Eudora

What is the median home value in Eudora?

About $280,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Eudora?

Homeowners pay a median $3,700 a year, which is about 1.32% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Eudora?

For the median home with 20% down at 7.11%, the payment is about $1,932 a month. Keeping that under 28% of gross income takes about $82,809 a year.

More about Eudora

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data