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Buying a home in Norcatur, Kansas

The typical owner-occupied home in Norcatur is worth about $65,000, 70% below the Kansas median of $217,200 and 80% below the national median of $332,700. Owners pay a median $1,217 a year in property taxes, about 1.87% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $53,906 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 92% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Norcatur at a glance

Norcatur Kansas U.S.
Median home value $65,000 $217,200 $332,700
Median property tax paid per year $1,217 $2,798 $3,119
Property tax as a share of value 1.87% 1.29% 0.94%
Median household income $53,906 $74,275 $80,734
Homes lived in by their owners 92% 67% 65%
Owner homes with a mortgage 37% 57% 61%
Median monthly costs, owners with a mortgage $950 $1,689 $1,963
Those costs as a share of the owners' income 14.4% 19.4% 21.0%
Median rent – $1,060 $1,413
Median year homes were built 1938 1976 1980
Vacant homes 10.1% 9.2% 10.1%
Population 197 2,947,197 334,922,499

What a typical home costs per month in Norcatur

At this week's average 30-year rate of 7.11%, buying the median Norcatur home of $65,000 with 20% down costs about $478 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $586, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,494 for the 20%-down payment. That payment is 11% of the median Norcatur household income of $53,906; at that income and 20% down, the 28% guideline points to a home of about $171,000.

20% down, 30-year conventional loan
Down payment$13,000
Loan amount$52,000
Principal and interest$350
Property taxes (1.87% a year)$101
Homeowners insurance (our estimate, 0.5% a year)$27
PMI$0
Total per month$478

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3.5% down, 30-year FHA loan
Down payment$2,275
Loan amount$63,823
Principal and interest$429
Property taxes (1.87% a year)$101
Homeowners insurance (our estimate, 0.5% a year)$27
FHA mortgage insurance$29
Total per month$586

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Questions about home buying in Norcatur

What is the median home value in Norcatur?

About $65,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Norcatur?

Homeowners pay a median $1,217 a year, which is about 1.87% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Norcatur?

For the median home with 20% down at 7.11%, the payment is about $478 a month. Keeping that under 28% of gross income takes about $20,494 a year.

More about Norcatur

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data