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Buying a home in Pittsburg, Kansas

The typical owner-occupied home in Pittsburg is worth about $123,200, 43% below the Kansas median of $217,200 and 63% below the national median of $332,700. Owners pay a median $1,626 a year in property taxes, about 1.32% of their home's value, close to the Kansas rate of 1.29%. The median household earns $43,419 a year, so the median home costs 2.8 times the median income (2.9 times for Kansas). 46% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Pittsburg at a glance

Pittsburg Kansas U.S.
Median home value $123,200 $217,200 $332,700
Median property tax paid per year $1,626 $2,798 $3,119
Property tax as a share of value 1.32% 1.29% 0.94%
Median household income $43,419 $74,275 $80,734
Homes lived in by their owners 46% 67% 65%
Owner homes with a mortgage 59% 57% 61%
Median monthly costs, owners with a mortgage $1,166 $1,689 $1,963
Those costs as a share of the owners' income 21.9% 19.4% 21.0%
Median rent $854 $1,060 $1,413
Rent as a share of renters' income 31.4% 27.1% 30.6%
Median year homes were built 1968 1976 1980
Vacant homes 12.4% 9.2% 10.1%
Population 20,637 2,947,197 334,922,499

What a typical home costs per month in Pittsburg

At this week's average 30-year rate of 7.11%, buying the median Pittsburg home of $123,200 with 20% down costs about $850 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,055, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,423 for the 20%-down payment. That payment is 23% of the median Pittsburg household income of $43,419; at that income and 20% down, the 28% guideline points to a home of about $147,000.

The median rent here is $854 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$24,640
Loan amount$98,560
Principal and interest$663
Property taxes (1.32% a year)$136
Homeowners insurance (our estimate, 0.5% a year)$51
PMI$0
Total per month$850

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3.5% down, 30-year FHA loan
Down payment$4,312
Loan amount$120,969
Principal and interest$814
Property taxes (1.32% a year)$136
Homeowners insurance (our estimate, 0.5% a year)$51
FHA mortgage insurance$54
Total per month$1,055

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Questions about home buying in Pittsburg

What is the median home value in Pittsburg?

About $123,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pittsburg?

Homeowners pay a median $1,626 a year, which is about 1.32% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pittsburg?

For the median home with 20% down at 7.11%, the payment is about $850 a month. Keeping that under 28% of gross income takes about $36,423 a year.

More about Pittsburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data