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Buying a home in Niotaze, Kansas

The typical owner-occupied home in Niotaze is worth about $154,900, 29% below the Kansas median of $217,200 and 53% below the national median of $332,700. Owners pay a median $1,526 a year in property taxes, about 0.99% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $73,047 a year, so the median home costs 2.1 times the median income (2.9 times for Kansas). 90% of occupied homes here are lived in by their owners, and 27% of those owners still have a mortgage.

Niotaze at a glance

Niotaze Kansas U.S.
Median home value $154,900 $217,200 $332,700
Median property tax paid per year $1,526 $2,798 $3,119
Property tax as a share of value 0.99% 1.29% 0.94%
Median household income $73,047 $74,275 $80,734
Homes lived in by their owners 90% 67% 65%
Owner homes with a mortgage 27% 57% 61%
Median monthly costs, owners with a mortgage – $1,689 $1,963
Those costs as a share of the owners' income 20.8% 19.4% 21.0%
Median rent – $1,060 $1,413
Median year homes were built 1990 1976 1980
Vacant homes 14.6% 9.2% 10.1%
Population 99 2,947,197 334,922,499

What a typical home costs per month in Niotaze

At this week's average 30-year rate of 7.11%, buying the median Niotaze home of $154,900 with 20% down costs about $1,026 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,284, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,969 for the 20%-down payment. That payment is 17% of the median Niotaze household income of $73,047; at that income and 20% down, the 28% guideline points to a home of about $257,000.

20% down, 30-year conventional loan
Down payment$30,980
Loan amount$123,920
Principal and interest$834
Property taxes (0.99% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$1,026

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3.5% down, 30-year FHA loan
Down payment$5,422
Loan amount$152,094
Principal and interest$1,023
Property taxes (0.99% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,284

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Questions about home buying in Niotaze

What is the median home value in Niotaze?

About $154,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Niotaze?

Homeowners pay a median $1,526 a year, which is about 0.99% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Niotaze?

For the median home with 20% down at 7.11%, the payment is about $1,026 a month. Keeping that under 28% of gross income takes about $43,969 a year.

More about Niotaze

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data