The typical owner-occupied home in Elmdale is worth about $40,600, 81% below the Kansas median of $217,200 and 88% below the national median of $332,700. Owners pay a median $658 a year in property taxes, about 1.62% of their home's value, higher than the Kansas rate of 1.29%. 100% of occupied homes here are lived in by their owners, and 18% of those owners still have a mortgage.
Elmdale at a glance
| Elmdale | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $40,600 | $217,200 | $332,700 |
| Median property tax paid per year | $658 | $2,798 | $3,119 |
| Property tax as a share of value | 1.62% | 1.29% | 0.94% |
| Median household income | – | $74,275 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 18% | 57% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,689 | $1,963 |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 0.0% | 9.2% | 10.1% |
| Population | 61 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Elmdale
At this week's average 30-year rate of 7.11%, buying the median Elmdale home of $40,600 with 20% down costs about $290 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $358, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,438 for the 20%-down payment.
| Down payment | $8,120 |
|---|---|
| Loan amount | $32,480 |
| Principal and interest | $218 |
| Property taxes (1.62% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $17 |
| PMI | $0 |
| Total per month | $290 |
Change the numbers in the calculator
| Down payment | $1,421 |
|---|---|
| Loan amount | $39,865 |
| Principal and interest | $268 |
| Property taxes (1.62% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $17 |
| FHA mortgage insurance | $18 |
| Total per month | $358 |
Change the numbers in the calculator
Questions about home buying in Elmdale
What is the median home value in Elmdale?
About $40,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Elmdale?
Homeowners pay a median $658 a year, which is about 1.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Elmdale?
For the median home with 20% down at 7.11%, the payment is about $290 a month. Keeping that under 28% of gross income takes about $12,438 a year.
More about Elmdale
- Mortgage Refinance in Elmdale
- Debt Relief in Elmdale
- Home Equity Loans in Elmdale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data