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Buying a home in Greeley, Kansas

The typical owner-occupied home in Greeley is worth about $90,400, 58% below the Kansas median of $217,200 and 73% below the national median of $332,700. Owners pay a median $1,384 a year in property taxes, about 1.53% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $33,056 a year, so the median home costs 2.7 times the median income (2.9 times for Kansas). 85% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Greeley at a glance

Greeley Kansas U.S.
Median home value $90,400 $217,200 $332,700
Median property tax paid per year $1,384 $2,798 $3,119
Property tax as a share of value 1.53% 1.29% 0.94%
Median household income $33,056 $74,275 $80,734
Homes lived in by their owners 85% 67% 65%
Owner homes with a mortgage 24% 57% 61%
Median monthly costs, owners with a mortgage $1,438 $1,689 $1,963
Those costs as a share of the owners' income 28.8% 19.4% 21.0%
Median rent $850 $1,060 $1,413
Rent as a share of renters' income 18.8% 27.1% 30.6%
Median year homes were built 1938 1976 1980
Vacant homes 5.1% 9.2% 10.1%
Population 243 2,947,197 334,922,499

What a typical home costs per month in Greeley

At this week's average 30-year rate of 7.11%, buying the median Greeley home of $90,400 with 20% down costs about $639 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $790, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,404 for the 20%-down payment. That payment is 23% of the median Greeley household income of $33,056; at that income and 20% down, the 28% guideline points to a home of about $109,000.

The median rent here is $850 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$18,080
Loan amount$72,320
Principal and interest$486
Property taxes (1.53% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$38
PMI$0
Total per month$639

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3.5% down, 30-year FHA loan
Down payment$3,164
Loan amount$88,763
Principal and interest$597
Property taxes (1.53% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$38
FHA mortgage insurance$40
Total per month$790

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Questions about home buying in Greeley

What is the median home value in Greeley?

About $90,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Greeley?

Homeowners pay a median $1,384 a year, which is about 1.53% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Greeley?

For the median home with 20% down at 7.11%, the payment is about $639 a month. Keeping that under 28% of gross income takes about $27,404 a year.

More about Greeley

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data