The typical owner-occupied home in La Harpe is worth about $54,600, 75% below the Kansas median of $217,200 and 84% below the national median of $332,700. Owners pay a median $1,563 a year in property taxes, about 2.86% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $46,563 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 82% of occupied homes here are lived in by their owners, and 18% of those owners still have a mortgage.
La Harpe at a glance
| La Harpe | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $54,600 | $217,200 | $332,700 |
| Median property tax paid per year | $1,563 | $2,798 | $3,119 |
| Property tax as a share of value | 2.86% | 1.29% | 0.94% |
| Median household income | $46,563 | $74,275 | $80,734 |
| Homes lived in by their owners | 82% | 67% | 65% |
| Owner homes with a mortgage | 18% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $908 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 17.1% | 19.4% | 21.0% |
| Median rent | $649 | $1,060 | $1,413 |
| Rent as a share of renters' income | 24.9% | 27.1% | 30.6% |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 16.5% | 9.2% | 10.1% |
| Population | 492 | 2,947,197 | 334,922,499 |
What a typical home costs per month in La Harpe
At this week's average 30-year rate of 7.11%, buying the median La Harpe home of $54,600 with 20% down costs about $447 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $538, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,145 for the 20%-down payment. That payment is 12% of the median La Harpe household income of $46,563; at that income and 20% down, the 28% guideline points to a home of about $133,000.
The median rent here is $649 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $10,920 |
|---|---|
| Loan amount | $43,680 |
| Principal and interest | $294 |
| Property taxes (2.86% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $23 |
| PMI | $0 |
| Total per month | $447 |
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| Down payment | $1,911 |
|---|---|
| Loan amount | $53,611 |
| Principal and interest | $361 |
| Property taxes (2.86% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $23 |
| FHA mortgage insurance | $24 |
| Total per month | $538 |
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Questions about home buying in La Harpe
What is the median home value in La Harpe?
About $54,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in La Harpe?
Homeowners pay a median $1,563 a year, which is about 2.86% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in La Harpe?
For the median home with 20% down at 7.11%, the payment is about $447 a month. Keeping that under 28% of gross income takes about $19,145 a year.
More about La Harpe
- Mortgage Refinance in La Harpe
- Debt Relief in La Harpe
- Home Equity Loans in La Harpe
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data