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Buying a home in Littleton, Illinois

The typical owner-occupied home in Littleton is worth about $104,700, 60% below the Illinois median of $263,300 and 69% below the national median of $332,700. Owners pay a median $1,104 a year in property taxes, about 1.05% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $64,792 a year, so the median home costs 1.6 times the median income (3.2 times for Illinois). 89% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Littleton at a glance

Littleton Illinois U.S.
Median home value $104,700 $263,300 $332,700
Median property tax paid per year $1,104 $5,298 $3,119
Property tax as a share of value 1.05% 2.01% 0.94%
Median household income $64,792 $83,390 $80,734
Homes lived in by their owners 89% 67% 65%
Owner homes with a mortgage 53% 61% 61%
Median monthly costs, owners with a mortgage $1,225 $1,987 $1,963
Those costs as a share of the owners' income 13.6% 20.6% 21.0%
Median rent – $1,274 $1,413
Median year homes were built 1979 1971 1980
Vacant homes 0.0% 7.7% 10.1%
Population 105 12,694,798 334,922,499

What a typical home costs per month in Littleton

At this week's average 30-year rate of 7.11%, buying the median Littleton home of $104,700 with 20% down costs about $699 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $873, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,944 for the 20%-down payment. That payment is 13% of the median Littleton household income of $64,792; at that income and 20% down, the 28% guideline points to a home of about $227,000.

20% down, 30-year conventional loan
Down payment$20,940
Loan amount$83,760
Principal and interest$563
Property taxes (1.05% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$699

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3.5% down, 30-year FHA loan
Down payment$3,664
Loan amount$102,804
Principal and interest$692
Property taxes (1.05% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$46
Total per month$873

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Questions about home buying in Littleton

What is the median home value in Littleton?

About $104,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Littleton?

Homeowners pay a median $1,104 a year, which is about 1.05% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Littleton?

For the median home with 20% down at 7.11%, the payment is about $699 a month. Keeping that under 28% of gross income takes about $29,944 a year.

More about Littleton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data