The typical owner-occupied home in Barstow is worth about $159,400, 39% below the Illinois median of $263,300 and 52% below the national median of $332,700. Owners pay a median $2,375 a year in property taxes, about 1.49% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $77,813 a year, so the median home costs 2.0 times the median income (3.2 times for Illinois). 69% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Barstow at a glance
| Barstow | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $159,400 | $263,300 | $332,700 |
| Median property tax paid per year | $2,375 | $5,298 | $3,119 |
| Property tax as a share of value | 1.49% | 2.01% | 0.94% |
| Median household income | $77,813 | $83,390 | $80,734 |
| Homes lived in by their owners | 69% | 67% | 65% |
| Owner homes with a mortgage | 44% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,987 | $1,963 |
| Median rent | – | $1,274 | $1,413 |
| Median year homes were built | 1941 | 1971 | 1980 |
| Vacant homes | 38.1% | 7.7% | 10.1% |
| Population | 34 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Barstow
At this week's average 30-year rate of 7.11%, buying the median Barstow home of $159,400 with 20% down costs about $1,122 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,388, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $48,093 for the 20%-down payment. That payment is 17% of the median Barstow household income of $77,813; at that income and 20% down, the 28% guideline points to a home of about $258,000.
| Down payment | $31,880 |
|---|---|
| Loan amount | $127,520 |
| Principal and interest | $858 |
| Property taxes (1.49% a year) | $198 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,122 |
Change the numbers in the calculator
| Down payment | $5,579 |
|---|---|
| Loan amount | $156,513 |
| Principal and interest | $1,053 |
| Property taxes (1.49% a year) | $198 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,388 |
Change the numbers in the calculator
Questions about home buying in Barstow
What is the median home value in Barstow?
About $159,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Barstow?
Homeowners pay a median $2,375 a year, which is about 1.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Barstow?
For the median home with 20% down at 7.11%, the payment is about $1,122 a month. Keeping that under 28% of gross income takes about $48,093 a year.
More about Barstow
- Mortgage Refinance in Barstow
- Debt Relief in Barstow
- Home Equity Loans in Barstow
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data