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Buying a home in Dundas, Illinois

The typical owner-occupied home in Dundas is worth about $77,700, 70% below the Illinois median of $263,300 and 77% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 7% of those owners still have a mortgage.

Dundas at a glance

Dundas Illinois U.S.
Median home value $77,700 $263,300 $332,700
Median property tax paid per year – $5,298 $3,119
Median household income – $83,390 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 7% 61% 61%
Median monthly costs, owners with a mortgage – $1,987 $1,963
Median rent – $1,274 $1,413
Median year homes were built 1996 1971 1980
Vacant homes 0.0% 7.7% 10.1%
Population 272 12,694,798 334,922,499

What a typical home costs per month in Dundas

At this week's average 30-year rate of 7.11%, buying the median Dundas home of $77,700 with 20% down costs about $522 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $651, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,361 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$15,540
Loan amount$62,160
Principal and interest$418
Property taxes (1.10% a year)$71
Homeowners insurance (our estimate, 0.5% a year)$32
PMI$0
Total per month$522

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3.5% down, 30-year FHA loan
Down payment$2,720
Loan amount$76,293
Principal and interest$513
Property taxes (1.10% a year)$71
Homeowners insurance (our estimate, 0.5% a year)$32
FHA mortgage insurance$34
Total per month$651

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Questions about home buying in Dundas

What is the median home value in Dundas?

About $77,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Dundas?

For the median home with 20% down at 7.11%, the payment is about $522 a month. Keeping that under 28% of gross income takes about $22,361 a year.

More about Dundas

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data