The typical owner-occupied home in Ullin is worth about $58,600, 78% below the Illinois median of $263,300 and 82% below the national median of $332,700. Owners pay a median $447 a year in property taxes, about 0.76% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $61,250 a year, so the median home costs 1.0 times the median income (3.2 times for Illinois). 80% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Ullin at a glance
| Ullin | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $58,600 | $263,300 | $332,700 |
| Median property tax paid per year | $447 | $5,298 | $3,119 |
| Property tax as a share of value | 0.76% | 2.01% | 0.94% |
| Median household income | $61,250 | $83,390 | $80,734 |
| Homes lived in by their owners | 80% | 67% | 65% |
| Owner homes with a mortgage | 44% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $978 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 15.4% | 20.6% | 21.0% |
| Median rent | – | $1,274 | $1,413 |
| Median year homes were built | 1963 | 1971 | 1980 |
| Vacant homes | 36.4% | 7.7% | 10.1% |
| Population | 419 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Ullin
At this week's average 30-year rate of 7.11%, buying the median Ullin home of $58,600 with 20% down costs about $377 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $475, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,152 for the 20%-down payment. That payment is 7% of the median Ullin household income of $61,250; at that income and 20% down, the 28% guideline points to a home of about $222,000.
| Down payment | $11,720 |
|---|---|
| Loan amount | $46,880 |
| Principal and interest | $315 |
| Property taxes (0.76% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| PMI | $0 |
| Total per month | $377 |
Change the numbers in the calculator
| Down payment | $2,051 |
|---|---|
| Loan amount | $57,539 |
| Principal and interest | $387 |
| Property taxes (0.76% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| FHA mortgage insurance | $26 |
| Total per month | $475 |
Change the numbers in the calculator
Questions about home buying in Ullin
What is the median home value in Ullin?
About $58,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ullin?
Homeowners pay a median $447 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ullin?
For the median home with 20% down at 7.11%, the payment is about $377 a month. Keeping that under 28% of gross income takes about $16,152 a year.
More about Ullin
- Mortgage Refinance in Ullin
- Debt Relief in Ullin
- Home Equity Loans in Ullin
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data