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Buying a home in Rockport, Illinois

The typical owner-occupied home in Rockport is worth about $54,400, 79% below the Illinois median of $263,300 and 84% below the national median of $332,700. Owners pay a median $1,136 a year in property taxes, about 2.09% of their home's value, close to the Illinois rate of 2.01%. 100% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.

Rockport at a glance

Rockport Illinois U.S.
Median home value $54,400 $263,300 $332,700
Median property tax paid per year $1,136 $5,298 $3,119
Property tax as a share of value 2.09% 2.01% 0.94%
Median household income – $83,390 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 34% 61% 61%
Median monthly costs, owners with a mortgage – $1,987 $1,963
Median rent – $1,274 $1,413
Median year homes were built 1938 1971 1980
Vacant homes 0.0% 7.7% 10.1%
Population 67 12,694,798 334,922,499

What a typical home costs per month in Rockport

At this week's average 30-year rate of 7.11%, buying the median Rockport home of $54,400 with 20% down costs about $410 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $501, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,579 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$10,880
Loan amount$43,520
Principal and interest$293
Property taxes (2.09% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$23
PMI$0
Total per month$410

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3.5% down, 30-year FHA loan
Down payment$1,904
Loan amount$53,415
Principal and interest$359
Property taxes (2.09% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$23
FHA mortgage insurance$24
Total per month$501

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Questions about home buying in Rockport

What is the median home value in Rockport?

About $54,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rockport?

Homeowners pay a median $1,136 a year, which is about 2.09% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rockport?

For the median home with 20% down at 7.11%, the payment is about $410 a month. Keeping that under 28% of gross income takes about $17,579 a year.

More about Rockport

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data