The typical owner-occupied home in Kingston Mines is worth about $75,000, 72% below the Illinois median of $263,300 and 77% below the national median of $332,700. Owners pay a median $1,409 a year in property taxes, about 1.88% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $51,875 a year, so the median home costs 1.4 times the median income (3.2 times for Illinois). 79% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.
Kingston Mines at a glance
| Kingston Mines | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $75,000 | $263,300 | $332,700 |
| Median property tax paid per year | $1,409 | $5,298 | $3,119 |
| Property tax as a share of value | 1.88% | 2.01% | 0.94% |
| Median household income | $51,875 | $83,390 | $80,734 |
| Homes lived in by their owners | 79% | 67% | 65% |
| Owner homes with a mortgage | 40% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $963 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 22.8% | 20.6% | 21.0% |
| Median rent | $575 | $1,274 | $1,413 |
| Rent as a share of renters' income | 21.3% | 29.1% | 30.6% |
| Median year homes were built | 1951 | 1971 | 1980 |
| Vacant homes | 1.1% | 7.7% | 10.1% |
| Population | 182 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Kingston Mines
At this week's average 30-year rate of 7.11%, buying the median Kingston Mines home of $75,000 with 20% down costs about $552 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $677, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,673 for the 20%-down payment. That payment is 13% of the median Kingston Mines household income of $51,875; at that income and 20% down, the 28% guideline points to a home of about $164,000.
The median rent here is $575 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,000 |
|---|---|
| Loan amount | $60,000 |
| Principal and interest | $404 |
| Property taxes (1.88% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| PMI | $0 |
| Total per month | $552 |
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| Down payment | $2,625 |
|---|---|
| Loan amount | $73,642 |
| Principal and interest | $495 |
| Property taxes (1.88% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| FHA mortgage insurance | $33 |
| Total per month | $677 |
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Questions about home buying in Kingston Mines
What is the median home value in Kingston Mines?
About $75,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kingston Mines?
Homeowners pay a median $1,409 a year, which is about 1.88% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kingston Mines?
For the median home with 20% down at 7.11%, the payment is about $552 a month. Keeping that under 28% of gross income takes about $23,673 a year.
More about Kingston Mines
- Mortgage Refinance in Kingston Mines
- Debt Relief in Kingston Mines
- Home Equity Loans in Kingston Mines
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data