The typical owner-occupied home in Hudson is worth about $224,700, 15% below the Illinois median of $263,300 and 32% below the national median of $332,700. Owners pay a median $5,171 a year in property taxes, about 2.30% of their home's value, higher than the Illinois rate of 2.01%. The median household earns $110,000 a year, so the median home costs 2.0 times the median income (3.2 times for Illinois). 97% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Hudson at a glance
| Hudson | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $224,700 | $263,300 | $332,700 |
| Median property tax paid per year | $5,171 | $5,298 | $3,119 |
| Property tax as a share of value | 2.30% | 2.01% | 0.94% |
| Median household income | $110,000 | $83,390 | $80,734 |
| Homes lived in by their owners | 97% | 67% | 65% |
| Owner homes with a mortgage | 63% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,754 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 20.6% | 21.0% |
| Median rent | $1,063 | $1,274 | $1,413 |
| Rent as a share of renters' income | 19.2% | 29.1% | 30.6% |
| Median year homes were built | 1988 | 1971 | 1980 |
| Vacant homes | 5.8% | 7.7% | 10.1% |
| Population | 1,918 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Hudson
At this week's average 30-year rate of 7.11%, buying the median Hudson home of $224,700 with 20% down costs about $1,734 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,108, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $74,295 for the 20%-down payment. That payment is 19% of the median Hudson household income of $110,000; at that income and 20% down, the 28% guideline points to a home of about $333,000.
The median rent here is $1,063 a month, so owning the median home costs about $671 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $44,940 |
|---|---|
| Loan amount | $179,760 |
| Principal and interest | $1,209 |
| Property taxes (2.30% a year) | $431 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| PMI | $0 |
| Total per month | $1,734 |
Change the numbers in the calculator
| Down payment | $7,864 |
|---|---|
| Loan amount | $220,630 |
| Principal and interest | $1,484 |
| Property taxes (2.30% a year) | $431 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| FHA mortgage insurance | $99 |
| Total per month | $2,108 |
Change the numbers in the calculator
Questions about home buying in Hudson
What is the median home value in Hudson?
About $224,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hudson?
Homeowners pay a median $5,171 a year, which is about 2.30% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hudson?
For the median home with 20% down at 7.11%, the payment is about $1,734 a month. Keeping that under 28% of gross income takes about $74,295 a year.
More about Hudson
- Mortgage Refinance in Hudson
- Debt Relief in Hudson
- Home Equity Loans in Hudson
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data