The typical owner-occupied home in Sciota is worth about $106,600, 60% below the Illinois median of $263,300 and 68% below the national median of $332,700. Owners pay a median $723 a year in property taxes, about 0.68% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $122,639 a year, so the median home costs 0.9 times the median income (3.2 times for Illinois). 83% of occupied homes here are lived in by their owners, and 80% of those owners still have a mortgage.
Sciota at a glance
| Sciota | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $106,600 | $263,300 | $332,700 |
| Median property tax paid per year | $723 | $5,298 | $3,119 |
| Property tax as a share of value | 0.68% | 2.01% | 0.94% |
| Median household income | $122,639 | $83,390 | $80,734 |
| Homes lived in by their owners | 83% | 67% | 65% |
| Owner homes with a mortgage | 80% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $850 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 20.6% | 21.0% |
| Median rent | – | $1,274 | $1,413 |
| Median year homes were built | 1953 | 1971 | 1980 |
| Vacant homes | 0.0% | 7.7% | 10.1% |
| Population | 72 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Sciota
At this week's average 30-year rate of 7.11%, buying the median Sciota home of $106,600 with 20% down costs about $678 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $856, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,079 for the 20%-down payment. That payment is 7% of the median Sciota household income of $122,639; at that income and 20% down, the 28% guideline points to a home of about $450,000.
| Down payment | $21,320 |
|---|---|
| Loan amount | $85,280 |
| Principal and interest | $574 |
| Property taxes (0.68% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $678 |
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| Down payment | $3,731 |
|---|---|
| Loan amount | $104,669 |
| Principal and interest | $704 |
| Property taxes (0.68% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $47 |
| Total per month | $856 |
Change the numbers in the calculator
Questions about home buying in Sciota
What is the median home value in Sciota?
About $106,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sciota?
Homeowners pay a median $723 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sciota?
For the median home with 20% down at 7.11%, the payment is about $678 a month. Keeping that under 28% of gross income takes about $29,079 a year.
More about Sciota
- Mortgage Refinance in Sciota
- Debt Relief in Sciota
- Home Equity Loans in Sciota
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data