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Buying a home in Maryville, Illinois

The typical owner-occupied home in Maryville is worth about $261,800, about the same as the Illinois median of $263,300 and 21% below the national median of $332,700. Owners pay a median $4,749 a year in property taxes, about 1.81% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $100,670 a year, so the median home costs 2.6 times the median income (3.2 times for Illinois). 86% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Maryville at a glance

Maryville Illinois U.S.
Median home value $261,800 $263,300 $332,700
Median property tax paid per year $4,749 $5,298 $3,119
Property tax as a share of value 1.81% 2.01% 0.94%
Median household income $100,670 $83,390 $80,734
Homes lived in by their owners 86% 67% 65%
Owner homes with a mortgage 71% 61% 61%
Median monthly costs, owners with a mortgage $1,742 $1,987 $1,963
Those costs as a share of the owners' income 19.9% 20.6% 21.0%
Median rent $1,145 $1,274 $1,413
Rent as a share of renters' income 19.7% 29.1% 30.6%
Median year homes were built 1997 1971 1980
Vacant homes 1.7% 7.7% 10.1%
Population 8,316 12,694,798 334,922,499

What a typical home costs per month in Maryville

At this week's average 30-year rate of 7.11%, buying the median Maryville home of $261,800 with 20% down costs about $1,913 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,349, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $81,981 for the 20%-down payment. That payment is 23% of the median Maryville household income of $100,670; at that income and 20% down, the 28% guideline points to a home of about $321,000.

The median rent here is $1,145 a month, so owning the median home costs about $768 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$52,360
Loan amount$209,440
Principal and interest$1,409
Property taxes (1.81% a year)$395
Homeowners insurance (our estimate, 0.5% a year)$109
PMI$0
Total per month$1,913

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3.5% down, 30-year FHA loan
Down payment$9,163
Loan amount$257,058
Principal and interest$1,729
Property taxes (1.81% a year)$395
Homeowners insurance (our estimate, 0.5% a year)$109
FHA mortgage insurance$116
Total per month$2,349

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Questions about home buying in Maryville

What is the median home value in Maryville?

About $261,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Maryville?

Homeowners pay a median $4,749 a year, which is about 1.81% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Maryville?

For the median home with 20% down at 7.11%, the payment is about $1,913 a month. Keeping that under 28% of gross income takes about $81,981 a year.

More about Maryville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data