Home / Home Buying by state / Illinois / Macoupin County / Sawyerville

Buying a home in Sawyerville, Illinois

The typical owner-occupied home in Sawyerville is worth about $100,000, 62% below the Illinois median of $263,300 and 70% below the national median of $332,700. Owners pay a median $920 a year in property taxes, about 0.92% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $61,250 a year, so the median home costs 1.6 times the median income (3.2 times for Illinois). 97% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Sawyerville at a glance

Sawyerville Illinois U.S.
Median home value $100,000 $263,300 $332,700
Median property tax paid per year $920 $5,298 $3,119
Property tax as a share of value 0.92% 2.01% 0.94%
Median household income $61,250 $83,390 $80,734
Homes lived in by their owners 97% 67% 65%
Owner homes with a mortgage 51% 61% 61%
Median monthly costs, owners with a mortgage $794 $1,987 $1,963
Those costs as a share of the owners' income 16.0% 20.6% 21.0%
Median rent – $1,274 $1,413
Median year homes were built 1976 1971 1980
Vacant homes 33.1% 7.7% 10.1%
Population 200 12,694,798 334,922,499

What a typical home costs per month in Sawyerville

At this week's average 30-year rate of 7.11%, buying the median Sawyerville home of $100,000 with 20% down costs about $656 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $823, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,136 for the 20%-down payment. That payment is 13% of the median Sawyerville household income of $61,250; at that income and 20% down, the 28% guideline points to a home of about $218,000.

20% down, 30-year conventional loan
Down payment$20,000
Loan amount$80,000
Principal and interest$538
Property taxes (0.92% a year)$77
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$656

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$3,500
Loan amount$98,189
Principal and interest$661
Property taxes (0.92% a year)$77
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$44
Total per month$823

Change the numbers in the calculator

Questions about home buying in Sawyerville

What is the median home value in Sawyerville?

About $100,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sawyerville?

Homeowners pay a median $920 a year, which is about 0.92% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sawyerville?

For the median home with 20% down at 7.11%, the payment is about $656 a month. Keeping that under 28% of gross income takes about $28,136 a year.

More about Sawyerville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data