The typical owner-occupied home in Nachusa is worth about $160,000, 39% below the Illinois median of $263,300 and 52% below the national median of $332,700. Owners pay a median $3,167 a year in property taxes, about 1.98% of their home's value, close to the Illinois rate of 2.01%. The median household earns $108,438 a year, so the median home costs 1.5 times the median income (3.2 times for Illinois). 100% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.
Nachusa at a glance
| Nachusa | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $160,000 | $263,300 | $332,700 |
| Median property tax paid per year | $3,167 | $5,298 | $3,119 |
| Property tax as a share of value | 1.98% | 2.01% | 0.94% |
| Median household income | $108,438 | $83,390 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 75% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,987 | $1,963 |
| Median rent | – | $1,274 | $1,413 |
| Median year homes were built | 1976 | 1971 | 1980 |
| Vacant homes | 60.0% | 7.7% | 10.1% |
| Population | 82 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Nachusa
At this week's average 30-year rate of 7.11%, buying the median Nachusa home of $160,000 with 20% down costs about $1,192 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,458, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,074 for the 20%-down payment. That payment is 13% of the median Nachusa household income of $108,438; at that income and 20% down, the 28% guideline points to a home of about $340,000.
| Down payment | $32,000 |
|---|---|
| Loan amount | $128,000 |
| Principal and interest | $861 |
| Property taxes (1.98% a year) | $264 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| PMI | $0 |
| Total per month | $1,192 |
Change the numbers in the calculator
| Down payment | $5,600 |
|---|---|
| Loan amount | $157,102 |
| Principal and interest | $1,057 |
| Property taxes (1.98% a year) | $264 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| FHA mortgage insurance | $71 |
| Total per month | $1,458 |
Change the numbers in the calculator
Questions about home buying in Nachusa
What is the median home value in Nachusa?
About $160,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Nachusa?
Homeowners pay a median $3,167 a year, which is about 1.98% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Nachusa?
For the median home with 20% down at 7.11%, the payment is about $1,192 a month. Keeping that under 28% of gross income takes about $51,074 a year.
More about Nachusa
- Mortgage Refinance in Nachusa
- Debt Relief in Nachusa
- Home Equity Loans in Nachusa
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data