The typical owner-occupied home in Yorkville is worth about $335,300, 27% above the Illinois median of $263,300 and about the same as the national median of $332,700. Owners pay a median $8,744 a year in property taxes, about 2.61% of their home's value, higher than the Illinois rate of 2.01%. The median household earns $108,513 a year, so the median home costs 3.1 times the median income (3.2 times for Illinois). 80% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Yorkville at a glance
| Yorkville | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $335,300 | $263,300 | $332,700 |
| Median property tax paid per year | $8,744 | $5,298 | $3,119 |
| Property tax as a share of value | 2.61% | 2.01% | 0.94% |
| Median household income | $108,513 | $83,390 | $80,734 |
| Homes lived in by their owners | 80% | 67% | 65% |
| Owner homes with a mortgage | 78% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $2,466 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 22.1% | 20.6% | 21.0% |
| Median rent | $1,662 | $1,274 | $1,413 |
| Rent as a share of renters' income | 32.3% | 29.1% | 30.6% |
| Median year homes were built | 2003 | 1971 | 1980 |
| Vacant homes | 1.9% | 7.7% | 10.1% |
| Population | 23,617 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Yorkville
At this week's average 30-year rate of 7.11%, buying the median Yorkville home of $335,300 with 20% down costs about $2,673 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,232, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $114,577 for the 20%-down payment. That payment is 30% of the median Yorkville household income of $108,513; at that income and 20% down, the 28% guideline points to a home of about $318,000.
The median rent here is $1,662 a month, so owning the median home costs about $1,011 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $67,060 |
|---|---|
| Loan amount | $268,240 |
| Principal and interest | $1,804 |
| Property taxes (2.61% a year) | $729 |
| Homeowners insurance (our estimate, 0.5% a year) | $140 |
| PMI | $0 |
| Total per month | $2,673 |
Change the numbers in the calculator
| Down payment | $11,736 |
|---|---|
| Loan amount | $329,227 |
| Principal and interest | $2,215 |
| Property taxes (2.61% a year) | $729 |
| Homeowners insurance (our estimate, 0.5% a year) | $140 |
| FHA mortgage insurance | $148 |
| Total per month | $3,232 |
Change the numbers in the calculator
Questions about home buying in Yorkville
What is the median home value in Yorkville?
About $335,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Yorkville?
Homeowners pay a median $8,744 a year, which is about 2.61% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Yorkville?
For the median home with 20% down at 7.11%, the payment is about $2,673 a month. Keeping that under 28% of gross income takes about $114,577 a year.
More about Yorkville
- Mortgage Refinance in Yorkville
- Debt Relief in Yorkville
- Home Equity Loans in Yorkville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data