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Buying a home in Vienna, Illinois

The typical owner-occupied home in Vienna is worth about $81,300, 69% below the Illinois median of $263,300 and 76% below the national median of $332,700. Owners pay a median $977 a year in property taxes, about 1.20% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $40,750 a year, so the median home costs 2.0 times the median income (3.2 times for Illinois). 56% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Vienna at a glance

Vienna Illinois U.S.
Median home value $81,300 $263,300 $332,700
Median property tax paid per year $977 $5,298 $3,119
Property tax as a share of value 1.20% 2.01% 0.94%
Median household income $40,750 $83,390 $80,734
Homes lived in by their owners 56% 67% 65%
Owner homes with a mortgage 39% 61% 61%
Median monthly costs, owners with a mortgage $906 $1,987 $1,963
Those costs as a share of the owners' income 15.5% 20.6% 21.0%
Median rent $671 $1,274 $1,413
Rent as a share of renters' income 29.0% 29.1% 30.6%
Median year homes were built 1975 1971 1980
Vacant homes 16.6% 7.7% 10.1%
Population 1,873 12,694,798 334,922,499

What a typical home costs per month in Vienna

At this week's average 30-year rate of 7.11%, buying the median Vienna home of $81,300 with 20% down costs about $553 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $688, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,688 for the 20%-down payment. That payment is 16% of the median Vienna household income of $40,750; at that income and 20% down, the 28% guideline points to a home of about $140,000.

The median rent here is $671 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$16,260
Loan amount$65,040
Principal and interest$438
Property taxes (1.20% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$34
PMI$0
Total per month$553

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3.5% down, 30-year FHA loan
Down payment$2,846
Loan amount$79,827
Principal and interest$537
Property taxes (1.20% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$34
FHA mortgage insurance$36
Total per month$688

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Questions about home buying in Vienna

What is the median home value in Vienna?

About $81,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Vienna?

Homeowners pay a median $977 a year, which is about 1.20% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Vienna?

For the median home with 20% down at 7.11%, the payment is about $553 a month. Keeping that under 28% of gross income takes about $23,688 a year.

More about Vienna

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data