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Buying a home in Warrenville, Illinois

The typical owner-occupied home in Warrenville is worth about $286,100, 9% above the Illinois median of $263,300 and 14% below the national median of $332,700. Owners pay a median $5,853 a year in property taxes, about 2.05% of their home's value, close to the Illinois rate of 2.01%. The median household earns $100,321 a year, so the median home costs 2.9 times the median income (3.2 times for Illinois). 75% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.

Warrenville at a glance

Warrenville Illinois U.S.
Median home value $286,100 $263,300 $332,700
Median property tax paid per year $5,853 $5,298 $3,119
Property tax as a share of value 2.05% 2.01% 0.94%
Median household income $100,321 $83,390 $80,734
Homes lived in by their owners 75% 67% 65%
Owner homes with a mortgage 70% 61% 61%
Median monthly costs, owners with a mortgage $1,938 $1,987 $1,963
Those costs as a share of the owners' income 22.1% 20.6% 21.0%
Median rent $1,926 $1,274 $1,413
Rent as a share of renters' income 26.7% 29.1% 30.6%
Median year homes were built 1982 1971 1980
Vacant homes 4.8% 7.7% 10.1%
Population 14,718 12,694,798 334,922,499

What a typical home costs per month in Warrenville

At this week's average 30-year rate of 7.11%, buying the median Warrenville home of $286,100 with 20% down costs about $2,148 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,624, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $92,042 for the 20%-down payment. That payment is 26% of the median Warrenville household income of $100,321; at that income and 20% down, the 28% guideline points to a home of about $312,000.

The median rent here is $1,926 a month, so owning the median home costs about $222 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$57,220
Loan amount$228,880
Principal and interest$1,540
Property taxes (2.05% a year)$489
Homeowners insurance (our estimate, 0.5% a year)$119
PMI$0
Total per month$2,148

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3.5% down, 30-year FHA loan
Down payment$10,014
Loan amount$280,918
Principal and interest$1,890
Property taxes (2.05% a year)$489
Homeowners insurance (our estimate, 0.5% a year)$119
FHA mortgage insurance$127
Total per month$2,624

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Questions about home buying in Warrenville

What is the median home value in Warrenville?

About $286,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Warrenville?

Homeowners pay a median $5,853 a year, which is about 2.05% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Warrenville?

For the median home with 20% down at 7.11%, the payment is about $2,148 a month. Keeping that under 28% of gross income takes about $92,042 a year.

More about Warrenville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data