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Buying a home in Trilla, Illinois

The typical owner-occupied home in Trilla is worth about $95,800, 64% below the Illinois median of $263,300 and 71% below the national median of $332,700. Owners pay a median $1,487 a year in property taxes, about 1.55% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $123,125 a year, so the median home costs 0.8 times the median income (3.2 times for Illinois). 100% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Trilla at a glance

Trilla Illinois U.S.
Median home value $95,800 $263,300 $332,700
Median property tax paid per year $1,487 $5,298 $3,119
Property tax as a share of value 1.55% 2.01% 0.94%
Median household income $123,125 $83,390 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 49% 61% 61%
Median monthly costs, owners with a mortgage – $1,987 $1,963
Median rent – $1,274 $1,413
Median year homes were built 1938 1971 1980
Vacant homes 0.0% 7.7% 10.1%
Population 122 12,694,798 334,922,499

What a typical home costs per month in Trilla

At this week's average 30-year rate of 7.11%, buying the median Trilla home of $95,800 with 20% down costs about $679 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $839, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,109 for the 20%-down payment. That payment is 7% of the median Trilla household income of $123,125; at that income and 20% down, the 28% guideline points to a home of about $405,000.

20% down, 30-year conventional loan
Down payment$19,160
Loan amount$76,640
Principal and interest$516
Property taxes (1.55% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$679

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3.5% down, 30-year FHA loan
Down payment$3,353
Loan amount$94,065
Principal and interest$633
Property taxes (1.55% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$839

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Questions about home buying in Trilla

What is the median home value in Trilla?

About $95,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Trilla?

Homeowners pay a median $1,487 a year, which is about 1.55% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Trilla?

For the median home with 20% down at 7.11%, the payment is about $679 a month. Keeping that under 28% of gross income takes about $29,109 a year.

More about Trilla

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data