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Buying a home in Robinson, Illinois

The typical owner-occupied home in Robinson is worth about $109,100, 59% below the Illinois median of $263,300 and 67% below the national median of $332,700. Owners pay a median $1,831 a year in property taxes, about 1.68% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $73,993 a year, so the median home costs 1.5 times the median income (3.2 times for Illinois). 73% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.

Robinson at a glance

Robinson Illinois U.S.
Median home value $109,100 $263,300 $332,700
Median property tax paid per year $1,831 $5,298 $3,119
Property tax as a share of value 1.68% 2.01% 0.94%
Median household income $73,993 $83,390 $80,734
Homes lived in by their owners 73% 67% 65%
Owner homes with a mortgage 68% 61% 61%
Median monthly costs, owners with a mortgage $1,141 $1,987 $1,963
Those costs as a share of the owners' income 15.7% 20.6% 21.0%
Median rent $907 $1,274 $1,413
Rent as a share of renters' income 21.3% 29.1% 30.6%
Median year homes were built 1957 1971 1980
Vacant homes 19.2% 7.7% 10.1%
Population 7,084 12,694,798 334,922,499

What a typical home costs per month in Robinson

At this week's average 30-year rate of 7.11%, buying the median Robinson home of $109,100 with 20% down costs about $785 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $967, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,657 for the 20%-down payment. That payment is 13% of the median Robinson household income of $73,993; at that income and 20% down, the 28% guideline points to a home of about $240,000.

The median rent here is $907 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$21,820
Loan amount$87,280
Principal and interest$587
Property taxes (1.68% a year)$153
Homeowners insurance (our estimate, 0.5% a year)$45
PMI$0
Total per month$785

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3.5% down, 30-year FHA loan
Down payment$3,818
Loan amount$107,124
Principal and interest$721
Property taxes (1.68% a year)$153
Homeowners insurance (our estimate, 0.5% a year)$45
FHA mortgage insurance$48
Total per month$967

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Questions about home buying in Robinson

What is the median home value in Robinson?

About $109,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Robinson?

Homeowners pay a median $1,831 a year, which is about 1.68% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Robinson?

For the median home with 20% down at 7.11%, the payment is about $785 a month. Keeping that under 28% of gross income takes about $33,657 a year.

More about Robinson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data