The typical owner-occupied home in West York is worth about $57,100, 78% below the Illinois median of $263,300 and 83% below the national median of $332,700. The median household earns $91,136 a year, so the median home costs 0.6 times the median income (3.2 times for Illinois). 100% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
West York at a glance
| West York | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $57,100 | $263,300 | $332,700 |
| Median property tax paid per year | – | $5,298 | $3,119 |
| Median household income | $91,136 | $83,390 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 100% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,114 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 20.6% | 21.0% |
| Median rent | – | $1,274 | $1,413 |
| Median year homes were built | 1938 | 1971 | 1980 |
| Vacant homes | 36.6% | 7.7% | 10.1% |
| Population | 83 | 12,694,798 | 334,922,499 |
What a typical home costs per month in West York
At this week's average 30-year rate of 7.11%, buying the median West York home of $57,100 with 20% down costs about $383 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $479, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,432 for the 20%-down payment. That payment is 5% of the median West York household income of $91,136; at that income and 20% down, the 28% guideline points to a home of about $317,000.
| Down payment | $11,420 |
|---|---|
| Loan amount | $45,680 |
| Principal and interest | $307 |
| Property taxes (1.10% a year) | $52 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| PMI | $0 |
| Total per month | $383 |
Change the numbers in the calculator
| Down payment | $1,998 |
|---|---|
| Loan amount | $56,066 |
| Principal and interest | $377 |
| Property taxes (1.10% a year) | $52 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| FHA mortgage insurance | $25 |
| Total per month | $479 |
Change the numbers in the calculator
Questions about home buying in West York
What is the median home value in West York?
About $57,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in West York?
For the median home with 20% down at 7.11%, the payment is about $383 a month. Keeping that under 28% of gross income takes about $16,432 a year.
More about West York
- Mortgage Refinance in West York
- Debt Relief in West York
- Home Equity Loans in West York
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data