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Buying a home in Sadorus, Illinois

The typical owner-occupied home in Sadorus is worth about $132,500, 50% below the Illinois median of $263,300 and 60% below the national median of $332,700. Owners pay a median $2,518 a year in property taxes, about 1.90% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $78,750 a year, so the median home costs 1.7 times the median income (3.2 times for Illinois). 87% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.

Sadorus at a glance

Sadorus Illinois U.S.
Median home value $132,500 $263,300 $332,700
Median property tax paid per year $2,518 $5,298 $3,119
Property tax as a share of value 1.90% 2.01% 0.94%
Median household income $78,750 $83,390 $80,734
Homes lived in by their owners 87% 67% 65%
Owner homes with a mortgage 40% 61% 61%
Median monthly costs, owners with a mortgage $1,750 $1,987 $1,963
Those costs as a share of the owners' income 25.4% 20.6% 21.0%
Median rent $925 $1,274 $1,413
Rent as a share of renters' income 33.1% 29.1% 30.6%
Median year homes were built 1970 1971 1980
Vacant homes 7.9% 7.7% 10.1%
Population 296 12,694,798 334,922,499

What a typical home costs per month in Sadorus

At this week's average 30-year rate of 7.11%, buying the median Sadorus home of $132,500 with 20% down costs about $978 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,199, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,917 for the 20%-down payment. That payment is 15% of the median Sadorus household income of $78,750; at that income and 20% down, the 28% guideline points to a home of about $249,000.

The median rent here is $925 a month, so owning the median home costs about $53 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$26,500
Loan amount$106,000
Principal and interest$713
Property taxes (1.90% a year)$210
Homeowners insurance (our estimate, 0.5% a year)$55
PMI$0
Total per month$978

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3.5% down, 30-year FHA loan
Down payment$4,638
Loan amount$130,100
Principal and interest$875
Property taxes (1.90% a year)$210
Homeowners insurance (our estimate, 0.5% a year)$55
FHA mortgage insurance$59
Total per month$1,199

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Questions about home buying in Sadorus

What is the median home value in Sadorus?

About $132,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sadorus?

Homeowners pay a median $2,518 a year, which is about 1.90% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sadorus?

For the median home with 20% down at 7.11%, the payment is about $978 a month. Keeping that under 28% of gross income takes about $41,917 a year.

More about Sadorus

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data