The typical owner-occupied home in La Moille is worth about $111,300, 58% below the Illinois median of $263,300 and 67% below the national median of $332,700. Owners pay a median $2,511 a year in property taxes, about 2.26% of their home's value, higher than the Illinois rate of 2.01%. The median household earns $68,125 a year, so the median home costs 1.6 times the median income (3.2 times for Illinois). 72% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
La Moille at a glance
| La Moille | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $111,300 | $263,300 | $332,700 |
| Median property tax paid per year | $2,511 | $5,298 | $3,119 |
| Property tax as a share of value | 2.26% | 2.01% | 0.94% |
| Median household income | $68,125 | $83,390 | $80,734 |
| Homes lived in by their owners | 72% | 67% | 65% |
| Owner homes with a mortgage | 66% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $992 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 14.7% | 20.6% | 21.0% |
| Median rent | $876 | $1,274 | $1,413 |
| Rent as a share of renters' income | 27.2% | 29.1% | 30.6% |
| Median year homes were built | 1953 | 1971 | 1980 |
| Vacant homes | 10.9% | 7.7% | 10.1% |
| Population | 750 | 12,694,798 | 334,922,499 |
What a typical home costs per month in La Moille
At this week's average 30-year rate of 7.11%, buying the median La Moille home of $111,300 with 20% down costs about $855 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,040, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,642 for the 20%-down payment. That payment is 15% of the median La Moille household income of $68,125; at that income and 20% down, the 28% guideline points to a home of about $207,000.
The median rent here is $876 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,260 |
|---|---|
| Loan amount | $89,040 |
| Principal and interest | $599 |
| Property taxes (2.26% a year) | $210 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $855 |
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| Down payment | $3,896 |
|---|---|
| Loan amount | $109,284 |
| Principal and interest | $735 |
| Property taxes (2.26% a year) | $210 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $1,040 |
Change the numbers in the calculator
Questions about home buying in La Moille
What is the median home value in La Moille?
About $111,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in La Moille?
Homeowners pay a median $2,511 a year, which is about 2.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in La Moille?
For the median home with 20% down at 7.11%, the payment is about $855 a month. Keeping that under 28% of gross income takes about $36,642 a year.
More about La Moille
- Mortgage Refinance in La Moille
- Debt Relief in La Moille
- Home Equity Loans in La Moille
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data